remains, these are deposits, yeah, well, i know that your bank, together with the scientific and research financial instituteed a new index of savings of citizens' investment activity, yes, because today we more often read that almost officials are caught to some kind of fraudulent schemes, yes, not to mention ordinary citizens, the question is: financial literacy and financial activity, this is the level it is in russia now, this is how we could characterize it, well, our research shows that it is now about , slightly less than half of the population, that is, about 48%, is more or less investment savvy, but in terms of simply informing about investments, then the percentages are divided into several more categories, those who actively invest and the most a small percentage component of approximately 8%, and then it increases depending on deposits, well, approximately what percentage of the active population of the country can be called financially literate, financially literate is someone who, let’s say, will immediately name the deposit rate and will not fall for some basic tricks of scammers, realizing t

the part of people, and moreover, we are here - as part of our research, the latest one, which we conducted together with nafi, and nafi is a scientific research the financial institutioninitely want it, those who have not invested want to try to make an investment in addition , are they not satisfied with the return on deposits? i think it’s not okay, first of all they’ve become bigger to find out, this is primarily connected with this, precisely that very financial literacy and awareness. excuse me, i'll interrupt you, that we hear this advertisement, yes, two have their own funds , three have, yes, having received the initial information that this is doubling, tripling, then the person comes there, well, to the bank, looks, okay, now there the central bank raised the rate, our deposits go there at 11 at 12%, although this is more than ten, yes, then the person says, well, okay, where is my promised 100, but no, let’s do something else, and it plays the other way around a bad, cruel joke with the fact that advertising, here are many financial organizations. they promote their projects there, promising mountains of gold and actually push the population into the inform

interest on the part of people, and moreover, as part of our research, we the last one, which we conducted together with nafi, nafe - scientific-isradsky financial institutionare not satisfied with the profitability by deposits? i think that it’s not true, firstly, they began to learn more, this is primarily connected with this, precisely that same financial literacy, awareness rather in this case, excuse me, i ’ll interrupt you, that we hear this advertisement, yes double your funds, triple, and having received the initial information that this is doubling, tripling, then the person comes there, well, to the bank, looks, okay, now the central bank has raised the rate, and our deposits there go at 11, at 12%, even though this more than ten, right? then the person says, well, okay, where are my promised 100, yes, no, let’s do something else, and this, on the contrary, plays a bad, cruel joke with the fact that game advertising, many financial organizations promote their projects there, promising mountains of gold and actually pushing the population into the information clutches scammers, there is truth in your words, of course, these are the conditional meth

together with the scientific research financial institute of the ministry of finance, has developed a new index of savings investment activity citizens, yes, because today we read more andentages are divided into several more categories, who actively invests, and the smallest percentage component is approximately... 8%, and then it increases depending on deposits, well, approximately what percentage of the active population of the country can be called financially literate, financially a literate person is someone who, well, let’s say, will immediately name the rate on the deposit and will not fall for some elementary tricks of scammers, understanding that free cheese can only be found in a purse, in fact, about 17%, i would highlight this one , since, again, i repeat, they are different investment products, some trust themselves, some trust banks , some brokers, some financial companies and others, and of course, the simplest ones, i’m talking here about a wide range. the simplest investment products, they are probably the most popular, we think bank deposit investment, well, essentially we think, because this is not quite an investment product, so let’s say, yes, if w