times i only knew the stocks by their abbreviation but it was a fun game and i kept a ledger to see scmolaroid, xerox, national video. a list of other companies that have disappeared but let's just say have been acquired or hanging out in trade i also owned a lot of airline stocks, eastern, national, they were household names because of advertising. i liked the stock picking process, i got the whole fifth grade class involved we would pick stocks and keep track of the closing prices to see who could make the most. what i was doing is still being done now, just picking stocks how fast they were climbing and backing away from them if their climb seemed slowing that's called momentum investing. i should have been picking stocks of companies i knew and asked to buy shares in them. so let's go over what would have been right and what was wrong in the picture i just presented, which would have been compared to goofus and gallon from the magazines. goofus would have never taken a tip from his brother pop had no idea what national video was or did you can find out more in google now than you co

gina millerfrom scm private has been campaigning against unfair fees for years and joins me now. but first, why should we care about this? why would anybody watching this? why would anybody watching this care about fees that they might think about in ten, 20, 30 years? you are handing over your money, you wa nt you are handing over your money, you want it to gross or you can look after yourself in your old age. you wa nted after yourself in your old age. you wanted to pay a fair fee, but you have a right to know what that is. 50% of it has been hidden. you think you are paying 1% and you are getting a 5% return, if you are paying two or 3%, getting a 5% return, if you are paying two or 3%, you are not getting a huge return on your money. it is the fund managers and the industry that are making a profit, not you, but it is your money, and also because of the ageing of our population, we have to have a better functioning industry. what would you like to see change? some have described it as the last gravy train in the city, this old boys' club, there is no transparency. what do you