under the best- case scscenario, in 30 years hee it could be as high as over 240, about, hihigh tides a year. if we have a highesest-emission scenario, it could be as high as 380 tides a year, many of those twice a day. we think, there's only 365 days in the year. pretty much, that's almost... you know, it's inundation at that pointnt. >> and in this country, we have encouraged people to build on coastal areas, barrier islands, and other high-risk areas that inevitably raise the risk level and the exposure, not only by property valueses, high-valued properties, b t the ct ofof repr r and coveveryboth f f the homeneners awellll athe puic infraructure at suorts s em. so think r rds and idges anthat kind thing.o it--thcost of imate change has to be factored in both in public and privivate insurance and public d private finanancial support for the structures that suppoport people's homes a and where they live. >> when floods and hurricanes happen, a lot of people assume that insurance will cover everything, and what isn't covered, the federal government will then come in and make them who