joining us now is johann georgie -- johan torgeby, the ceo and president at seb.an, what drove the resilience at the bank? johan: there was a healthy underlying performance with the income coming up 5% compared to last year. in our bank, we pride ourselves to have the best because control possible, so those are showing some kind in the recovery in a tricky situation. however, i need to point out below the credit loss line, we are still down significantly compared to last year, but it is not due to lack of activity or clients supporting the recovery, it is more that we do see and have to for see -- have to foresee, expected credit losses going up. yousef: you said you were impressed by the policy actions being taken by the continent to mitigate the impact of covid-19. we are preparing for the winter. infections are rising. are you preparing for a bigger economic fallout as a result? we arei would not say preparing. we are doing some kind of scenario analysis, where this is a very possible outcome, so i think if we were to look at it as a game or something, we just

seb created all the control software himself.ractive show, meaning thousands of people were able to log on to a special website and take control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. we are normally talking about fireworks at this time of year. but i prefer a laser display any day. absolutely. fireworks come with so day. absolutely. fireworks come with so many noise issues, for animals and for many people as well. it's lasers all the way for us. that's it for the short cut of click. the full—length version is on iplayer and it is waiting for you right now. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. hello and welcome to sportsday — i'mjohn watson. this the six nations is back as ireland win in dublin. a wi

seb created all the control software himself.e show, meaning thousands of people were able to log on to a special website and take control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. we are normally talking about fireworks at this time of year. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. hello, and welcome to newswatch, with me, samira ahmed. coming up... reporting in a time of real disagreement over covid, how can the bbc get the balance right between public information and holding the government to account? we will be speaking to the health editor for bbc news hugh pym. sometimes political coverage on bbc news is accused of being too focused on westminster, but this week, elected region

as the dark nights draw in, seb is hoping he can seb's hoping that can light up more cities, and bringeam online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thanks for watching, and we'll see you soon. bye— bye. hello there. good news for november spotters, plenty of pictures coming in from my weather spotters to today, especially they have showers across. that is across the south—west of the uk especially because this area of low pressure full stomach. some of the saviour is heavy with rain and thunder. north—east england avoiding most of the showers, for example. into the night showers keep on coming, particularly into the western through southern england, some merging to give some longer, heavier downpours and places, but there will be some others again through eastern areas that avoid most of the showers, stay dry and see the lowest temperatures coming into sunday morning. then for tomorrow we are still very the influence of that low pressure so there will be further showers moving to or through, initially towards the west, some will push on eastwards

i would love to say good morning to seb. good morning, seb. good morning. how are you?ackground, obviously around in the background, obviously a busy house, everyone getting ready for school? it's picadilly circus at the minute. i have three children and they are all waiting to go to school. we understand, dizzy days! let's go to doctor elizabeth corcoran. talk to us about why it's so important... often this is inadvertent, isn't it, people saying the wrong things? they don't mean to offend it's just one of those things, they don't know the language to use? absolutely. my background with a doctor hat, i've been through the training and i understand that these are people that go into a career to help people. the majority of the time, absolutely and unintentional, saying we have diabetes in one end to hypertension and three. the language is... inaudible i'm so happy with what rebecca is doing with these cards and through the website, that people can download these and start to change that behaviour for their doctors locally and health care professionals because we, you kn

seb created all the control software himself.l of the lasers. changing the colour, shapes and direction of the beams, which can be seen up to ten miles away. as the dark nights draw in, seb's hoping that can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thanks for watching, and we'll see you soon. bye— bye. hello there. the weather shows no real sign of calming down over the next few days. more heavy rain, more strong winds in the forecast. we've got low pressure spinning here. you can see that on the satellite picture. you can also see this pipeline of cloud that is now ploughing in towards the british isles. a set of weather fronts bringing some heavy rain through thursday. but between these two weather fronts, there is a wedge of mild air. so, although we're expecting some wet and windy weather through the day ahead, it will turn a little bit milder

seb created all the control software himself.ake control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. hello. saturday brought some extremely wet and rather blustery weather for many parts of the uk. it was a particularly soggy end to the day in eastern and south—eastern parts of england. not quite as wet for most of us on sunday. still some heavy showers around, some blustery winds, but some sunny spells in between. you can see the speckled shower clouds here pushing in on our earlier satellite image. and it's this stripe of cloud here that brought the heavy and persistent rain for many during the first half of the weekend. that is now

seb created all the control software himself. take control of the lasers. changing the colour, shapes and direction of the beams, which can be seen up to ten miles away. as the dark nights draw in, seb's hoping that can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thanks for watching, and we'll see you soon. bye— bye. hello. if the phrase it's raining again has been used rather too much this month, it will be used again before the month is done. even into the first part of november, more rain on the way. strong winds, looking quite stormy on saturday. so, a chance of further flooding and disruption as a result. and now this is friday's big picture. this weather front producing some more rain, particularly into wales to start the day. scotland and northern ireland, though, behind it will see some sunshine. a mild start to the day for many of us. for sc

seb created all the control software himself.og on to a special website and take control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. we are normally talking about fireworks at this time of year. but i prefer a laser display any day. absolutely. fireworks come with so many noise issues, for animals and for many people as well. it's lasers all the way for us. that's it for the short cut of click. the full—length version is on iplayer and it is waiting for you right now. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. hello there. i'm sure you don't need me to tell you it's been a very wet weekend across many parts of the uk. behind me, hurricane epsilon. —— spinning around an area of pressure. now, behind me we have p

seb created all the control software himself.control of the lasers. changing the colour, shapes and direction of the beams, which can be seen up to ten miles away. as the dark nights draw in, seb's hoping that can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thanks for watching, and we'll see you soon. bye— bye. hello there. a pretty powerful jet stream will be racing across the atlantic for much of this week, generated by some big temperature contrasts across the united states. so that's going to bring areas of low pressure to our shores, bringing rain and gales and huge waves crashing up against some western coastlines. but it will be turning milder towards the end of the week, particularly across the south. this very deep area of low pressure contains the remnants of what was hurricane epsilon, extending a weather front out in our direction. some f

seb created all the control software himself. on to a special website and take control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. we are normally talking about fireworks at this time of year. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. hello, very windy start to the weekend out there as heavy rain spreads south—east across the uk. this is what it looked like in eastern scotland this morning that scotla nd eastern scotland this morning that scotland and northern ireland are behind the weather system with afternoons to these bells is heavy even at times torrential rain spreads across england and wales. tomorrow, low pressure close by, still blustery out there with sunshine and sh

seb created all the control software himself.ite and take control of the lasers. changing the colour, shapes and direction of the beams, which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. anyway, that is it for this week. you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. hello. a windy start to the weekend. a band of heavy rain, even some torrential bursts moving through england and wales as the day goes on. some very gusty winds, maybe in excess of 50 mph at times, too, whereas scotland and northern ireland with afternoon sunny spells. rain gradually clearing south—east england as we go through the night. behind that still blustery, plenty of showers coming into the west, some clearer spells to the east, a few spots in north—east scotland into low single figures as we start the day tomorrow,

you have been unequivocal in being critical of the decisions both in nfib seb bail yus and king burwell. we naturally draw the conclusion there's going to be a third strike when it comes to texas and california. you said it won't affect pre-existing conditions. if the petitioners in have their way, there will not be an affordable care act to protect pre-existing conditions on the severability question. give us an insight how you can be so unequivocal in proposing the majority decisions in fib seb bilious and have an open mind when it comes to the affordable care act? >> thank you for that question, senator, because it gives me an opportunity to make my position clear. when i wrote -- this was as a law professor, about those decisions, i did critique the statutory interpretation of the majority opinions. as i mentioned before, my description of them was consistent with the way that chief justice roberts described the statutory question. but i think that your concern is that because i critiqued the statutory reasoning that i'm hostile to the aca, and that because i'm hostile to the aca th

they had of well left us it says athletes should be allowed to protest during the olympic games seb coe has gone against the policy of the international committee which has banned any form of political protest during the games ko made the comments on a visit to tokyo's national stadium which is due to host the delayed games next year he says it's time for change the rules. i've been very clear that if an athlete wishes to take the knee on i podium then i'm supportive of that and we've worked very closely with our athletes 3 days difficult months we now have a working group within paul that i think that is looking at this as a major issue for us to be able to work through with the athletes and that is important yeah teach your part of the world and they want to reflect the world they live in and that is told me that that is is perfectly acceptable as long as it is done we respect and compete despite other competitors it was a record breaking night on track in spain on wednesday if you let us and but it's a good day said a new time of 14 minutes 6.62 seconds in the 5000 metres she say don

seb created all the control software himself.ttle laser sparkle to these unusual autumn evenings. i love it! we are normally talking about fireworks at this time of year. but i prefer a laser display any day. absolutely. fireworks come with so many noise issues, for animals and for many people as well. it's lasers all the way for us. that's it for the short cut of click. the full—length version is up on iplayer and it is waiting for you right now. as ever, you can find the team online throughout the week on youtube, instagram, facebook and twitter @bbcclick. thank you for watching, and we will see you soon. bye— bye. it is 7:53am. you here's stav with a look at this morning's weather. this was snapped at 40 minutes ago, gosport in temperature, cluster of heavy showers, pushing into the south—east. some heavy rain with some of the showers. today is going to be another one of sunny spells in blustery showers, some of them will be heavy with hail and thunder run. as acting northern, western and southern areas, all tied in with this

if you believe what seb says, that is a negative for russian assets if biden becomes president, you haveimagine some of this pricing is a view of a shift in biden's favor with the news president trump contracted coronavirus. we're also looking at the yen, one of the biggest foreign-exchange moving assets moving up .5%. interesting discussion this morning about if you go to a safe haven currency, is it the yen or the dollar? fore seeing lots of bids the yen underneath the surface, referring this haven currency. looking preferring this haven -- preferring this haven currency. there is a line of zero here. look, it's by no means a historical spike. in july, volatility pricing with sooner. these are traders giving themselves for short-term volatility because it is one week. perhaps out along the curve people all right about, or people just need to digest this news before they understand whether or not they go in and buy protection. finally, i want to show you what the polls have been doing. i have real clear politics. you can see earlier, at one point, biden was at 55%, trump at 45%. now the

as i spoke of in the testimony, it's very custom -- costly to bring a challenge to the seb. another challenge that we have in our cotton industry is that the cottonseed is an exempt came about 40 years ago in it regulations. not only is their initial costs, but now we would have a costs around that of cotton seed where we would have to petition them to invoke an exemption on cottonseed. of thate to the costs being adjudicated if we were to bring a challenging and we support 100% the full staff of the stb so that we can work through the challenges and get them adjudicated. take mr. gordon, mr. jeffries, and then others. the stb has three board members. five are authorized. two nominees depending on the number of changes in the industry and beyond. so, give us your perspective on that. stbs, is dealing with the one of your concerns and priorities for the coming year? chairman.ou, yes, it is and has been for many years. we are very pleased that the three existing members of the board have been extremely active with various proceedings and have had one of the most robust years o

seb created all the control software himself.n to a special website and take control of the lasers. changing the colour, shapes and direction of the beams which can be seen up to ten miles away. as the dark nights draw in, seb is hoping he can light up more cities, and bring a little laser sparkle to these unusual autumn evenings. we are normally talking about fireworks at this time of year. i would prefer a laser display any day. i always come with noise issues and other issues for animals and people. lasers all the way for us. that is it for the short cut of click. the full version is online. you can find the team online on youtube, instagram, facebook, and twitter. thank you for watching and we will see you soon. 00:30:02,995 --> 4294966103:13:29,430 bye— bye. hello, this is breakfast with naga munchetty and charlie stayt. good morning. here's a summary of today's main stories from bbc news. wales begins its first full day of lockdown today, with non—essential shops and businesses forced to close and people only allowed to tra

getting a vaccine initially will be a lot like voting, you will have to go to a seb place certat a certain the first dose. and you need a second dose so let's say everyone gets the second dose by some point in mid-february takes a week or two for the immunity to kick in. so the first trafrnche really won't have immunity until february but once it starts kicking in and you vaccinate these successive group, you are taking a lot of high risk people off the table or reducing their risk and you couple that with the therapeutic antibodies, that is a pretty good technological backstop against most of the acute death and disease that we've seen from covid. >> let's hope that is the case that is definitely something to hang our hat on and really hope for. dr. gottlieb, thank you. we'll see you again next week. >>> in the meantime chevron's results are just crossing the wire they lost on a diluted basis 12 cents a share. if at it on adjusted basis, both better than anticipated. the company did this not because revenue came in better than expected, rev kneeenue actually missed expectations. but they

notes about what we need -- what he learned and how we can change to make certain that we're better sebbing student -- serving students. the next step that we're doing is building out what we're calling a student services hub. we know that students have food insecurity. they have housing needs. they need access to mental health. while our virtual website does account for the needs, we want to build that into canvas so it's one click away. students don't need to leave. in terms of the faculty resources and what we're doing for faculty, we surveyed our spring 2020 students in canvas. we said where do you go for help? almost 80% of the students said they won't the faculty -- they went to the faculty member first. we knew that the faculty and the instructor was first responder. we built faculty resource center in canvas. which is another hub. we're doing three webinars a day. it says 13 modules that we have 14 and we're talking about pedagogy and lectures. we are offering faculty 20 hours of appointments. we have appointments that last just 15 minutes but on weekends and evenings, any way that

. >> the issue before the court is seb >> the real issue now is does it stand and can it be serveable? >> the issue now. now that congress has zeroed it out can it be called a tax or now a penalty. the second issue is if it is a penalty, can it be cut out from the statute so that the rest of the statute, including protection for pre-existing conditions, stands. >> a lot smarter people than me suggest that serverability would be a hard challenge for those opposing the law. time will tell. do you feel you should recuse yourself from that case because you are being nominated by president trump? >> well, senator, recusal itself is a legal issue. there is a statute 28 that governs when judges and justices have to recuse. there is precedent under that rule. justice ginsburg in explaining the way recusal works said it is also up to the individual justice but always involves consultation with the colleagues of the other eight justices. that's not a question i could answer in the abstract. >> if you're appointed by obama that's no reason to recuse yourself in a case involving obama policy, is