. >> take the case of former nypd officer donald sefcik who was entitled to money from the 9/11 victim'sground zero. >> and how long did you stay? >> i stayed there approximately nine days. >> inhaling all that - dust. >> it was so much dust down there that you could not see your hand in front of your face. >> so obviously you had medical issues. >> yeah. i couldn't run, i couldn't breathe. >> so you were entitled from that victims' compensation fund to get $90,000. >> yes, i was. >> you were told you would get $90,000. you got $10,000 up front. >> yes. >> he knew he would eventually get more. but in the meantime, he needed money for his medical care. so an ad in the paper caught his eye. >> it said, "r&d legal funding can get your money faster. we can cut through the red tape." and so i called rd legal funding, but then after i signed all the documents and sent over to them, they came back at an interest rate that i couldn't even figure out. the document was very confusing. i couldn't even understand it. >> i'm a lawyer 40 years, i couldn't understand it. >> michael barasch is sefcik's