he said sell, sell, sell. no, not a fleeing of the market but a recommendation of some trims and tucks and recastings to stay diversified and protect gains. remember, a good broker has several responsibilities. he's got to worry about preserving your capital and he's got to give you some capital appreciation. given that you only need to get rich once, a line i use endlessly thanks to a former partner at goldman sachs, i would be putting on my capital preservation halt. which, unlike my brokerage cap, resembles more of a hard hat. no soft chapeau here. my recommended course of action? here's what i would say. first we need to take some profits in the biggest winners. stocks like, for example, retailers because they benefitted from the payroll tax cuts and other benefits from the government. those are going to go away, conceivably, in the new tax regiment. there will be less purchasing power. second, i would say stocks like walmart that had a huge run go up another 10%. it may still pay to sell it now than when

now it's selling at, say, 90. and that gap is pretty wide. so, it is unlikely you'd be able to buy the unit. so, they will sell at the rental level if the existing tenant buys. if the existing tenant decides not to buy, they have six months to leave the unit, they'll get a relocation allowance that is similar to what would be allowed under the rent ordinance, the rent board. and then the sponsor can sell the unit at the ownership level that was originally allowed in use restrictions. 100%, 90% for new units. we felt that was a good compromise. not intended to punish the owners, but protects the current tenant. and then we set forth land dedication rules. so, in eastern neighborhoods 2008 on, there was a new allowance for dedicating land as part of your inclusionary housing obligation for certain areas, for umu zoned areas. and i think along mission street as well. and we were charged with clarifying what the process is for that land dedication. so, we have quite a bit of profit detail in the procedures manual right now that sets forth what do

i want you to sell, sell, sell. i agree, the quarter wasn't that good.it's 4 dlarsz, how much can you lose? $4. ladies and gentlemen, that concludes the lightning round. >>. >> announcer: coming up in stable condition? the president gets another four years and obama care gets a clean bill of health. where does that leave medical plays? tonight, cramer speaks to its ceo to find out if health care clarity makes this stock a buy. , but they're gonna fall in love, get married, have a couple of kids, [ children laughing ] move to the country, and live a long, happy life together where they almost never fight about money. [ dog barks ] because right after they get married, they'll find some retirement people who are paid on salary, not commission. they'll get straightforward guidance and be able to focus on other things, like each other, which isn't rocket science. it's just common sense. from td ameritrade. if we want to improve our schools... ... what should we invest in? maybe new buildings? what about updated equipment? they can help, but recent research s

my rule is accounting issues always equal sell, sell, sell! that's why i would stay the heck away from ignite. i would rather own lignite -- drum roll. how about the others? chuys. it's a holding on the play of the mexican casual dining space. also serves alcohol which gives it a leg up on chipotle and taco bell. it rose in the aftermarket. even up here the stock pulled back a lot in recent months, down about six points from its high. chuys is a fast grower. the company is expected to close the year with 39 locations, most in texas. do you know that works out to be a comparable store growth over 20%? it can be intoxicating. bay they are opening lots of new locations doesn't mean chuys will be a success. last quarter the company posted a measly 1.5% increase in same-store sales. i don't care how many new stores they are adding. i'm not paying 33 times earnings for a company with comps that low. you are up 64% from the ipo, 39% where it started trading. it's time to ring the register. anything else? you're being a pig. how about bloomin brands?

i think the whole thing about tax selling. which one of the reasons why, i referenced it way back in may of this year. why i thought a lot of these high-flying stocks would suffer problems would be tax selling based upon capital gains. but year-end tax selling used to be late in december. but these days, in recent years, people have tried to outsmart everybody else and sell a little bit earlier. i think that's what a lot of the selloff has to do with, in apple. and other stocks that are high flyers or dividend payers. i do think the action this morning looks kind of like a classic short-term bottom, with the down and reversal to a modest upper close. it's interesting that the low back in the middle of the year was around 5:25. it would have been very interesting to see apple close below 5:25. the fact that it didn't, and basically had that big reversal earlier in the day, i think really, it's headed higher in the near term. however, for me, i recommend for the longer-term investor, there's no way i would be a buyer of apple. i

we will let you sell it for what you bought it for. if it reprices below what you brought it for, which won't happen under our current mechanism. some people are able to secure a 20% profit and whatnot, which is fairly healthy, particularly sometimes for the time they've been in the unit. our current pricing mechanism is sound. so, people aren't walking away with more than they should or less than they should. and then in terms of where they go, you know, we don't do a good job so far of following up with people, but we want to. it's on our list. we talk to people and i talk to people just from living here, my partner is a high school teacher. i asked about three people who owned the bmr units. and just in his school, among them, you know, two moved on to market rate unit in the excelsior ingleside area which is probably second or third most affordable areas in the city. and one is renting now and getting ready to buy again. but will not be buying a below market rate unit. my sense from people is they're moving up. >> finally, i guess,

sell, sell, sell! i think you need to sell ignite restaurant group. you need to take profits in chuy and bloominbrands. the only one worth owning is dell frisco. even that i would only buy in the weakness. you always get a swoon at one point in the day. that is what's happening right now. what's the reason behind these rankings? ignite restaurant group came public may 10th. rose 22% first day of trading. this is the company that owns and operates joe's crab shack as well as brickhouse tavern and tap. ignite had to restate its financial shortly after the ipo which is why the stock has come down 29% in the after market. it becomes public and has to restate its financials is a bad sign. my rule is accounting issues always equal sell, sell, sell! that's why i would stay the heck away from ignite. i would rather own lignite -- drum roll. how about the others? chuys. it's a holding on the play of the mexican casual dining space. also serves alcohol which gives it a leg up on chipotle and taco bell. it rose in the aftermarket. even up here the stock pulled b

selling to minors is a problem. and i think that my understanding is that the type of enforcement has been actually effective in deterring this type of conduct. notwithstanding the fact that i do agree that it is difficult for a small business owners to manage suspensions of this nature. i think that it will, you know, deter future violations. >> well, i guess that what i would say is that because it was a first-time offense and i believe that it was a mistake. i guess that i would be inclined to reduce the penalty to ten days, perhaps. as my fellow commissioner had suggested. i do wish that and maybe this is the case that i don't know. but i do wish that part instead of issuing penalties, perhaps, there should be some sort of public education, or public or some kind of training component that the department could impose because it does seem that perhaps it is a lack of training and how to read these licenses and we see a lot of these mistakes. and that i believe are honest mistakes happening especially with some of

you aren't selling the product anymore, you are -- >> selling your company to perspective franchiseesany of you have a question, go to the website. our address is openforum.com/yourbusiness. hit the ask the show link to submit a question. if you would rather, you could send us an e-mail. that address is yourbusiness@msnbc.com. >>> colleen and michael both had some really helpful advice about how to improve your business. now, let's get some great idaho yas from small business owners like you. >> i truly believe the best advice you can give someone is to hire up. always hire somebody who is at least as good as they are or better at what they want them to do, because by doing so, they will never make you look bad and you will have the very best talent to do what you need to do. >> prioritize the number of contacts that you make in your business to make sure your network continues to expand. it is the only way to insure you will be referred, that people will want to hire you and will remember who you are. >> people are traditionally terrified of economic downturns. they are not good. the

they also sell their brand and they don't sell their coffee, but it is based on their brand. it does not seem like it is a big concern to them. >> they don't specialize in locally roasted and organic fair trade coffee which is what they do. it is a specific niche of coffee that it sells. >> starbucks sells, many, many other types of food and beverages it took me forever to printout all of the pages for the brief. all of the food businesses have much longer operating hours. i put together a very, rough, comparison of hours for you to see, the top one is the espresso's hours and the rest of these bars, show the operating hours for all of the different restaurants that we believe were concerned with the appeal. a harvest and row cafe operates six hours a day. pizza opened five days a week, starbucks, 15 hours a day, so espresso is proposing to operate four hours a day three days a week on second street and four hours twice a week on california street. they have also raised other issues regarding the path of travel on the site and we would be happy to address those further if you

, sell.tay with cramer. >>> coming up, you're invited. the party is not over. cramer has found more stocks that have reason to celebrate. after delivering upside earnings surprises. this biotech name got a dull response to its report in october. but after wall street skipped out on its invite, there may be room for you to profit. >>> and later, paper from plastic, by swipe, type or tap. consumers putting more payments than ever on credit. looking to cash in on all those cards? cramer is sitting down with the ceo of bank card processor heartland payment systems to see if they can help you rack up rewards. all coming up on "mad money." [ female announcer ] the power to become a better investor has gone mobile. with features like scanning a barcode to get detailed stock quotes to voice recognition. e-trade leads the way in wherever, whenever investing. download the ultimate in mobile investing apps, free, at e-trade. is bigger than we think ... sometimelike the flu.fer from with aches, fever and

say the name of the stock i tell you whether to buy buy buy or sell sell sell. my staff prepares the graphics on the fly. play until this sound. [ buzzer ] and then the "lightning round" is over. are you ready, skee-daddy? time for the "lightning round" on cramer's "mad money." john in washington. >> caller: boo-yah from the great columbia gorge in the state of washington! >> many callers from washington and i'm always happy to hear that. what's going on? >> caller: well, i think you're very interesting and entertaining and i like it! but i'm more interested in magnum hunter. mhr. >> this is a real speculative stock, and you need to see oil at $100 a barrel, not $80 and change. and that's why the stock is -- >> don't buy. >> unless you want to speculate. let's go to bob in virginia. bob! >> caller: jim, how are you? >> all right. how about you, bob? >> caller: pretty good. my stock is mine safety appliances. symbol msa. >> you know, bob, to tell you the truth, i haven't looked at mine safety appliances in ages because there's been such a decline in mining. i've

but serious selling. >> yeah, serious selling that was brought on by a serious catalyst. once we got -- we're getting through third quarter earnings, we're starting to take care of those. we got through the election. that created a nice diversion of our attention for a lot of people to not focus on some of the more important things. now that we're through the election, as the je mep were saying before -- as the gentlemen were saying before, europe is a big concern right now. but also a big concern is the fiscal cliff issues. all the names that sold off quite hard yesterday are all related to the fiscal cliff. a lot of dividend paying stocks were sold off yesterday. dividends are going to creep up, some proposals are high as 40%. that's -- are as high as 40%. and that's a real problem. liz: there will be certain levels once we hit them or fall through them that will trigger algorithmic selling programs; correct? >> always. liz: what are you looking at? >> if we breach the 1380 level, if we close below it, i think you will see a lot of selling. then we start going down very

you can call this an obama sell-off, greek fear sell-off.someone not surprised by something that happened in the past 24 hours. cheryl: we will watch the markets but also watching this, another round of wild weather, setting in sight on the ravaged northeast coast. here is the latest forecast. how is it looking? >> right now the storm is intensifying off the coast of new jersey. you see precipitation backing westward and that is where the system diverts from sandy. the storm system is still sitting offshore so it is cold enough to get some snow. it is the wind that will hold the key. the winds will turn orderly as the system progresses northward and we are looking at potential for more significant coastal flooding and beach erosion along the immediate coast, winds could test 50 to 60 miles per hour of a 50 mile per hour wind gusts are more likely. keep in mind water levels running two to three feet above normal. a lot across the coastal areas have been eroded due to sandy so that leaves extra accessible to the coastal flooding and beach eros

, sell.u're invited. the party is not over. cramer has found more stocks that have reason to celebrate. after delivering upside earnings surprises. this biotech name got a dull response to its report in october. but after wall street skipped out on its invite, there may be room for you to profit. >>> and later, paper from plastic, by swipe, type or tap. consumers putting more payments than ever on credit. looking to cash in on all those cards? cramer is sitting down with the ceo of bank card processor heartland payment systems to see if they can help you rack up rewards. all coming up on "mad money." p. i have a cold, and i took nyquil, but i'm still "stubbed" up. [ male announcer ] truth is, nyquil doesn't unstuff your nose. what? [ male announcer ] it doesn't have a decongestant. no way. [ male announcer ] sorry. alka-seltzer plus fights your worst cold symptoms plus has a fast acting decongestant to relieve your stuffy nose. [ sighs ] thanks! [ male announcer ] you're welcome. that's the c

a product or sell an idea?you know, that's a good question. and there's so much that you can take away from. how do you dress a window as to how do you dress jurors. so are you selling a piece of yourself or basically the whole brand? so the window display is your brand. your message to the world. i always think of it as the brick and mortgager's ability to have an elevator pitch. grab somebody for a few seconds and really entice them to come in and engage with you. >> is that the why you think of it or trying to sell products? >> we use our windows to sell product but also to connect to the community. there's a couple of times we don't have any products in the window. every june, we feature the aids, and we use them both to sell product which is obviously what they're there for. to speak to people that maybe aren't coming in intentionally, but will walk by and see something in the window and make them want to come in. but also really be a part of the world that we live. >> that's contactually what you're doing

i was going to sell the 150s and buy the 155s against it. that is about 40% of the distance between the strikes which is a sweet spot for selling those at the money or near at the money call spreads. i get to collect the $2 and stand still and i would be risking $3 if i road this trade to expiration and it went through the higher strike. if the stock does rally it is not likely to go to the full value immediately. i will have an opportunity to trade around it even if i am wrong. >> i will go on the limb for a second time tonight. i will guess that you are bearish visa for the same reasons you are bearish nike but visa makes money but it is a transaction company. a consumer can buy bread and milk and eggs. a consumer can use electronic payments and make money. it is not just visa being used at a nike store or tiffany's store. >> i am long put spreads. i think that's a better short than visa. i like the way mike is doing it. i think the visa story is more sound. to me selling that $5 wide put spread in january for $2 i like it. if the stock do

sell, sell. stay with cramer. >>> coming up, you're invited. the party is not over. cramer has found more stocks that have reason to celebrate. after delivering upside earnings surprises. this biotech name got a dull response to its report in october. but after wall street skipped out on its invite, there may be room for you to profit. >>> and later, paper plastic, buy, swipe, or tap. consumers putting more payments than ever on credit. looking to cash in on all those cards, cramer is sitting down with the ceo of bank card processor heartland payment systems to see if they can help you rack up rewards. all coming up on "mad money." from investing for the first time... to investing with knowledge. the potential of td ameritrade unlocked. nyse euronext. unlocking the world's potential. to a world of super-connected intelligence. the potential of freescale unlocked. nyse euronext. unlocking the world's potential. when we got married. i had three kids. and she became the full time mother of three. it

was it tax selling? are we going to see more of that? what kind of overflow are you expecting going forward? >> first off let me say by saying it is veterans day being observed down here. i want to give a shout out to irving freeman and others who served our country. >> we add to that. >> we saw a nice pullback after the collection. we think it was related to the results of the election. people buying into a romney victory and then didn't happen that way. what are we looking for in the short term? new york area we're keeping an eye on the energy stocks and looking at some utilities and, of course, insurance, reinsurers, everything related to the hurricane. overall we think it seems to us it's maybe been a little overdone, this pullback, we'll find a level and eke out toward the end of the year. we've had performance squeezes, short squeezes. we think that will be the trend here. we may have found a bottom and we'll start to find lower levels to support us -- i mean, higher levels to support us as we get to the end of the year. >> in term

i want to talk about selling, selling. stock you buy you should consider it comes with an expiration date. again, radical. knowing when to sell is every bit as important as knowing when to buy the stock. in fact, it's actually more critical. so many people make such a huge number of selling related mistakes either by panicking and selling in a weakness, or by getting greedy and not selling at all. no one ever talks about selling, except for me. if you pick the right stock, the ones with fabulous long-term stories and eventually you'll have winners that are up and up big. the trick at that point is not to go all in gordon gecko. greed is not good, man, it's dangerous. it's horrible. [ buzzer ] >> boo! >> remember, bulls make money. short sellers are bears can make money. but pigs, slaughtered, bacon. when you got a serious winner, even if you think it still has many years of gains left in it, hey, you know what? take some profit, period. no discussion. and you'll be tempted to let your winners ride. you can let some of them

instead of selling the stock we saw somebody start selling calls today. sold 3,500 of the $95 calls. they received $1.40 for selling those. that means the break even is 96.40. they expect the stock to be below that level. $96.40 is an important level. it is higher than the stock has been since it got below $100 this summer. i understand why somebody is willing to plant a flag in the ground and say cat is not getting higher. p. >> the major reasons behind the downgrade is weakness in coal. the mining division over at caterpillar could be under pressure. that is j.p. morgan's reasoning. if we are to believe in the argument and you should be bearish coal and maybe this would be a bad thing for the likes of a caterpillar. >> i have a hard time being bearish of coal at the prices. you brought coal prices down to an egregious level. china is a question of coal. i think coal is probably cheap. >>> more options action every friday. got your first move tomorrow when we come right back. stay tuned. [ male announcer ] trading's like a high-speed train. and you don't

to buy, not sell. this can be a tricky process. if you use the starbucks prism, you have to expect pain before you get gain. that's what's happening right now. this is where you live until you get to here. it is happening in whole foods now. that is getting hammered. once the stock re-adjusts lower as the uber growth bulls throw in the towel, i think can you have a starbucks-like resurrection. it's not that easy to find the next starbucks. you always have to fret. you have to worry that you might be stumbling into a mcdonald's, a once consistent grower that is now become maddeningly inconsistent as today's miserable same-store sales numbers show. because of a rising tax on dividends courtesy of the coming fiscal cliff, the 3% yield no longer protects from you the down side. you have to pay higher taxes on your dividends. sure, there are some companies that blew away numbers. last night qualcomm cell phone semiconductor had a magnificent quarter. time warner did the same. but for every qualcomm and time

stuart: we talked a lot about the obama sell-off, the post-election sell-off. one of the biggest victims, call the company of victim, is apple. as of right now is around $525 a share. that means it is down 25% from the all-time high which is around $705. mutual funds, hedge funds have been dumping the stock. apple is a prime example of this sell-off because a lot of people have made a great deal of profit on apple. if you so, take the profits, we expect to pay if you sold this thing next year, you pay a lower dividend tax and a lower more importantly capital gains tax. let's bring you in on this. look like apple is going to open around 527, roughly you there. that is not much of a bounce back. nicole: so many issues are happening. the first one in the center, the fiscal cliff as you are noting when you talk about dividend and the taxes that are set to ensue next year in 2013, we're seeing the selling, and telecom and that is the trend, those are the ones that would be directly affected. as far as apple is concerned $7 is a high. the question is when are they ge

if the unit would normally be $600,000, you're probably selling it for 200,000. i'm just throwing out some numbers, but, you know, that may be an exaggeration. but let's say 500,000 or 250, perhaps. is it thectionv there a way to still price it at what would be the right price and they could continue work out some kind of financing structure work there? payments would be aloe questionvthctionv don't what they're paying in rents or close it it, but it would be spread out over a longer period of time so their sale price ends up being more in keeping with what everyone else is getting the ownership unit for. >> should the unit go from receiptctional owner and priced at the ownership level, that would still be at the below market rate -- [multiple voices] >> yes. >> i don't know. it's an interesting concept. we can review it. >> not being discriminatory, but someone is coming in to buy a unit under the ownership. and if there is one being converted, that person who is currently in there is not only getting the lower ownership rate, but they're getting even lower the

all they sell would be cupcakes. and they made a compelling argument in the director's hearing and others that what they are selling is a very in essence, just selling cupcakes and may not be direct competition to other eating establishments. so again, there is a diversity and a variety of business plans from the variety of food trucks holders and mobile food caterers. if they could create something new and unique that could not be readily identified as a direct competition to other food establishments it would be difficult to suggest that they won't be able to operate. again that is a policy decision left for this commissioner and the board to decide. >> if we look at other cities, how do they handle food trucks and the conflicts between the food trucks and brick-and-mortar restaurants? >> we we have had feedback from portland and santa barabara and most of these food trucks are placed upon private property, parking lots and some are placed along corridors in some cases. and there has been very mixed results. in som

when you have accounting irregularities you have to sell sell sell. kept a hand-written note, accounting irregularities equals sell. hewlett-packard has got to be sold. i have to tell you that you should be selling the company for ages. i believe that the culture of the company has been broken for a long time. first, hewlett-packard has gone from being an innovator to an assembler and puts them into a machine. so do many other companies and it is going up against apple which is slowly taking share and now that is accelerating. it sells printers, neither the pc nor the printer business is proprietary. it bought gme but now finally tried to crush cisco but it has since vanquished them. notice, it is being crushed in every segment in its business and it is down 55% this year. they have a whole new reason not to own it. accounting irregularities. it needs to be sold when you can. how about best buy? here is a stock that has been cut in half during a time of endless rumors that something grand was going to happen. that its founder was going to launch a tak

the issue is will he sell? he doesn't want to sell. they are trying to force him to sell.nd if you sell the market making unit, you might as well sell the whole thing. liz: it was a $16 stock. >> right, we should point out there's nothing left of the company after you sell the market making, so you buy the whole thing, that's what's going on here. we will know more by the end of the week. the interesting thing is he does not want to sell. what he has to do if he really wants to hold on to his job and we should point out he doesn't have a contract, which is another indication -- liz: wasn't he rumored to be talking to e-trade? >> that was a rumor. it was totally absurd because ken griffin owns 10% of e-trade from citadel -- liz: he would never do that. >> they just don't get along. as a matter of fact he went out and told people there was no way it was going to happen. i think it was one board member called up joyce and said are you interested and it leaked out? he's not going there. he's going to be here. he doesn't have a contract which makes you think this deal will happ

what are some buy or sell signals you're watching?> i'm looking at volatility in all asset classes. i'm looking at foreign currency volatility - very, very cheap. gold volatility - very, very cheap. i might be worried about the fiscal cliff, but the markets clearly are not worried at all. volatility continues to dip lower every day. > > tim, what does that tell you? the vix seems to be having no fear. > > absolutely. with what we've seen over the past week and some of the concerns out of both the u.s. and europe, the vix right around the 16 level is kind of complacency as well, which, from a contrarian standpoint, gives me a little bit of pause, but also the fact that we had this nice sell-off. remember, cliffs are meant for lemmings to go over, and i think it's time to start making a laundry list of stocks. i kind of like the combination of yield and a little bit of growth - coca-colas of the world paying about a 3% yield, procter and gamble, even apple is about 2% here, all paying well more than the 10-year. so at some point i think

if they want to sell you, they can. >> no, no, you've got to sell her today. you've got to sell my guy. >> you've got to be straight with us. >> you said she won't talk to you all. >> who's the up-and-coming guy? >> how loyal is he? >> we always need guys in certain areas to go out there and hustle or you're going to get popped or you can get paid with us. it's a tough spot, man. >> you ever work with the police before? >> 717, police helicopter one, we are en route to ford heights. >> go over the curb, over the curb. people out front. >> go in the house. everyone go in the house. >> police, search warrant, open the door! >> come here. walk towards me. [ gunshot ] >> walk towards me. walk towards me. right here. stand right here. >> it's another day in chicago's south suburbs where police raids are all too common. >> other than the crack cocaine that's on your dresser, is there any more? >> not that i know of. >> okay. there are any guns in your house? >> no. >> if you find something in my house, it's gonna be a shock to me. >> it's obviously not going to be a

then you have the people who turn around and sell them to the people that are going to be selling them on the streets. >> reporter: we wanted to know what the sellers at the flea market had to say about it, so we headed to the stall with the victoria's secret merchandise. >> my name is ken bastida. i'm with cbs 5 here in san francisco. i wanted to ask you about some of the merchandise you have out on the table here. >> no. i'm sorry. no. you can't just take my video. you can't just take a video of me. >> i can, because this is a public place. but i want to ask you -- >> do not touch, please. >> don't touch the camera. >> you wanna take video? take video of something else, but not me. >> i just want to ask you about the stuff you're selling over here. can you answer where this stuff came from? >> no, because i didn't buy it. >> but you're selling it. >> so? i work here. >> do you know it's a felony to sell stolen merchandise? >> all i know is i work here. >> no, don't touch that camera. >> reporter: then it was on to the stall with the jacket. >> my name is ken bastida. i'm with channel

they're not selling out.lding their stock and waiting for better times. >> actually, if they've been on a routine plan, month in, month out they're trading, then i would say they should continue trading. i would argue that if they suddenly put in a trading plan like this, at that point, then they've got a problem. >> the big difference here is that the term insider trading and all the rules built around it including the original legislation passed in the 1930s requires one thing for something to be insider trading. that's a trade. if you're not trading and deciding to the no, you're ndece ing not to, you're not going to get in trouble. your shareholders are advised to keep holding the stock. they're staying in the trade for longer. >> justin, a bit of a spat developing here. come in and adjudicate. >> let's break this down. first thing, most insider trades are sales just because you got a big chunk of stock and you're selling it through your career. so, you know, i guess it would be one thing if people were h

sell sell sell! got hammered more than any other when romney lost the election. it doesn't have a game plan for obamacare. i think it tuz and the stock could react positively. that's another trade besides petsmart and ross stories. the fiscal cliff is a serious probable but you can't allow yourself to become so pessimistic that you lose sight of all the opportunities out there or the fact that as weak as things seem. while we have an audience filled with veterans, let's start with a question that comes alile further away from home. take a look. >> hey, jim, sending you horned frog boo-yahs from kuwait. now i'm an army reservist and we're redeploying next year. i'm going back to my job in the defense industry. what do you think defense contractors are going to be like next year in the stock market? >> it's a great question. this is the group that hangs most in the balance by this issue called sequestration. it's the defense spending budget that will be cut so that means they have got to rely on dividend. lockheed martin has the best, safest yield. i say that would