. >> we don't want to get senioritisyou have to work hard the rest of the year and be careful about writing school or on facebook. a lot of kids who did not get in early and they are dealing with their own emotions on the process. gerri: what are the standards? >> a lot of schools will try to cap at 30% of the incong freshman class but we have seen schools admit as much as 40% or even higher than that of the coming freshman class in the early round, which is why it is so competitive. gerri: thank you for coming on, appreciate your time. up next one of the top financial advisors joining us with the fiscal uncertainty. questions you should ask your advisor right now. great news to report, how santa claus is coming early this year for drivers. stay with us. gerr the stock market rallied today on hopeshe fiscal cliff deal may be near. up athe close. many experts warn we will fall back into recession if the fiscal cliff hits, but my next guest says maybe not. your portfolio could be scared. chairman and ceo, i thought this was really interesting because its very contrary to what a lot of people