refuse not only the imposed services, but also the contract itself. this month just wasn't enough sergei somovvich still considers himself a deceived client, he applied to one of the large russian banks for a consumer loan, he needed money for... several months, the overpayment according to calculations was a pittance, but the young man did not take into account one factor, compulsory insurance , at the same time, the manager guaranteed me in words that it would be possible to cancel it at any time, we went on a successful vacation, upon returning i was in for an extremely unpleasant surprise, since there was no way to refuse insurance, the most basic type of insurance that banks love to impose is life and health insurance. a person, that is, his actual ability to work is insured, and the cost of the loan very much depends on whether the person agrees to it or does not agree, and indeed the cost of the loan can vary by two, 2 and a half and even three times. so , having agreed with the insurance, sergey paid one and a half times more, to the main loan of 200,000 rubles, he did not notice how a