affordable care act past, you would have a situation where an older person might be paying t at a seveno 3 ratio, more than a younger person. there is a provision in this law which says it is now 3 to 1, without getting into the weeds too much, that means if you are young and healthy, your insurance is going up to subsidize older people. i think it is really ironic that president obama was elected and reelected really by inspiring young people to support him. in many ways, they are the biggest losers of his presidency. i would say obamacare is only one part of that story. i am working on a column right now about this very topic. it will be interesting to see if young people begin to flee en masse because they will be the victims of this law in many ways. host: if it is successful, what does that mean for 2014 elections? guest: i actually think that the 2014 elections -- the cake is baked, so to speak. first of all, there have already been stumbles out of the gate. people are going to be upset even if obamacare theoretically works. they will already be upset because he said if you like yo