sheila bair will react to that on the second hour of the "closing bell" with kelly evans, and i'll seey see you in a bit, kell >>> thank you, bill. welcome to "closing bell," everybody. i'm kelly evans. let's lock at how we're finishing the day on wall street the dow dropping about 12 points on the bell. art cashin mentioned we had 350 million to sell. pushed us down ten points. we were in positive territory for much of the session, really since the senate released its version of the health care bill. we saw the insurance company, the hospitals leading these indexes higher, but that did moderate with the dow dropping 12 or 13 points on the close to fall below 21n100 and the nasdaq managed to stay positive and as all this shakes out that's still thecase, 6236 and russell 2000 an outperformer today, up a little more than a third of a percent to 1404h.earnings heading our way. bed bath & beyond, same-store sales solid in past quarters will the positive momentum continue or will they be revealing yet more pain across the retail sector? those results coming up. financials trading lower ahea