shelby rogers is another victim of obamacare style price controls. their insurance companies competed to avoid them because they already operate in markets subject to obamacare style price controls. obamacare includes mandates and regulations and programs whose purpose is to stop carriers from doing what price controls force them to do to survive. obamacare creates three separate programs that attempt to tax all health plans and subsidize those to get the most ian pearls and most shelby rogers. it regulates marketing, benefit design, network adequacy, plan offers, service area, the amounts they spend on administration to prevent, all to try to prevent carriers from doing what price controls reward them for doing. none of this will work any more than the individual mandate is going to work, the biggest of the programs is risk adjustment program. and as health economists henry aaron and austin frak have explained, insurers have been able to out fox the best. i count 14 programs in regulations whose purpose is to fix or mitigate the damage done by price