the shellman factory used to be one of the noisiest, this is where the industry ordered much of it's plied woo, giving work to 1200 families, in the cries yeses the construction industry collapsed and shellman didn't replace the lost business with exports quickly enough. on a chilly day in february last year, workers owed years of back pay down to their tools. this complex that took half a century to build, fell silent. some people got tired and died of the stress. some took their children out of schools and university, because they couldn't pay the expenses. >> two university educated children are also unemployed. >> about 200,000 degree companies have succumbed to shellman's fate during the crisis. many of them could have been saved. they had been able to borrow in order to keep operating. but despite receiving more than $60 billion in taxpayer money, banks have all but stopped lending. >> the reason is that during the crisis many consumers and businesses stopped paying off their loans this has meant they have has to raise money, without leaving enough to relend, but banks are maki