and to what extent there are sort of an sillery objectives involved in the stress test. -- ancillarybjectives and of the stress test. >> this is just opening statement in the context of opening statements, i want to -- this is just the opening statement. >> in the context of the opening statement, i want to of the size everything that you have done here. this is a very serious situation. although there are some indications that circumstances are improving and getting better, there are also some underlying circumstances that indicate that there is a very strong likelihoodç that the situation is not only will not continue to get better, but that they may continue to get worse. all of those things are very important to us and everyone across this country that we represent. it is also very important for the fact that you have been appointed to this particular job, the congress passed this supposition because recognize how important it was to have this kind of analysis and we also recognize how affected you have been already and how effective you will continue to be. i want to keep this