for more on this, i'm joined now by cnbc's simon hobbs, an expert in all matters fiscal. >> well, i don'tafternoon. >> simon, there's been this incredible rise in the market today. i don't know where we are at the moment, i think we're well over 400 on the dow, but is this just a temporary blip? is this a fix that's going to be undone as the days proceed? >> no, it's totally temporary. if you can imagine the global financial system like a giant engine, what the central banks have noticed is that in parts of the engine the oil is running very dry, so they are artificially injecting oil into that specific part of the engine so that it keeps -- keeps moving and doesn't go into a halt or worse blow up. >> specifically you're talking about enabling banks to lend money to other banks. >> specifically i'm talking about giving european banks dollars because everybody else is less and less willing to lend dollars to european banks, namely american banks, because they fear they might go bust. >> okay. so what implications does that have for the consumer? >> oh, wow. well, if you believe -- what we'