it takes is a governance responsibilities very sirsi, takes its relationships with the fed and the fdicsoundness, also extremely important. with regard to our relationshi relationships, with the federal government, we clearly have a number of important relationships. we have an important relationship with the fed as our, as a major regulator, and we have the ongoing i would say probably daily dialogue, not myself, but daily dialogue with them. and i have a meeting at least once a month with my management team and the fed on a whole array of compliance related issues. we have a similar relationship with the fdic, which is critically focused on allied bank which is very important to us. and so those are relationships which are challenging. they challenge us constantly to do a better job. >> do your board members realize they have a fiduciary duty to shareholders as a whole? or do you think that they give themselves representing treasury? >> i think the board, as a responsibility, realizes it has a responsibility to the shareholders and stakeholders as a whole. but we are very mindful of t