skipton— for the borrower and for the lender. skipton admits this new mortgage won't help everyone.bc news. a giant barge which will house 500 asylum seekers has arrived in the uk from italy. the bibby stockholm will be moored in dorset, despite strong protests there, including from the conservative—run council. our west of england correspondent, danjohnson, reports from falmouth in cornwall where the barge is being refitted. can this big barge help solve the small boats crisis? the bibby stockholm, now in uk waters and leading accommodation for asylum seekers into uncharted territory. radio chatter after refit work here it will accommodate 500 single men in what the home office describes as basic and functional conditions. this barge carries a pretty heavy load, even before anybody has stepped on board, because as a practical contribution to solving the small boats problem or reducing the numbers of asylum seekers in hotels, it's really quite limited, but it's got a bigger, more symbolic role. this is the government saying it takes those issues seriously, and saying to migrants, "d

skipton is talking about, 5.4, 9, skipton is talking about, 5.4, 9. nntcn— skipton is talking about,e mortgage pifamily mortgage. so where bank to say, there are those mortgage pi1mum mortgage. so where bank to say, there are those mortgage pi1mum and tgage. so where bank to say, there are those mortgage pi1mum and dad e. so where bank to say, there are those mortgage pi1mum and dad e. slactually3ank to say, there are those mortgage pi1mum and dad e. slactually move of mum and dad can actually move in of mum and dad can actually move tn-ott— of mum and dad can actually move tn-ott to— of mum and dad can actually move in-add to-deposit. - of mum and dad can actually move in add to deposit. in and add to the deposit. but tut— in and add to the deposit. but tut-tor— in and add to the deposit. but tut-tor reente— in and add to the deposit. but but-for people who- in and add to the deposit. but but for people who they but this is for people who they don't know, rich don't have, you know, a rich uncle who can be their guarantor. you can get mortgages now deposit, you now with no deposit, b

skipton admits this new mortgage won't help everyone.onths of planning the world's biggest music event kicks off in liverpool later with the first semifinal of the eurovision song contest. maryam moshiri is there with all the build—up. the sun is shining so brightly. and i'm herejust in front of the fanzone, as you can see behind me. there have been artists and singers all day entertaining the crowds. now, liverpool's really embraced the whole ethos of eurovision. it's been amazing. there's so much excitement around here, but also it's a very special eurovision this year because of course it's being hosted here in liverpool, but it's ukraine who won last year. so really the event should have been hosted by ukraine, but is here because of the war. and so there are so many references to ukraine, so much ukrainian music and culture and food all around the city of liverpool. but one country who is also very much in focus this year is australia. now, of course, the very first time australia joined eurovision was back in 2015 by invitation for

skipton is charging 5.49% for these mortgages over a five year fixed term, that's higher than average86,000. what's really, really important for anybody that's looking to enter into a massive financial contract which, let's be clear, a mortgage is that exactly, that it's really, really responsibly done, so what we are wanting to do here is make sure this is absolutely affordable and the right choice and the right decision for the borrower and for the lender. skipton admits this new mortgage won't help everyone, but it could offer a glimmer of hope for some. ben king, bbc news. now it's time for a look at the weather. hello there. we've seen some sunshine coming through today which has led to temperatures rising, which in turn has led to showers breaking out. and really through the next few days, we'll keep this mixture of sunny spells and heavy showers and some thunderstorms likely as well. and actually the met office have issued yellow thunderstorm warnings for this part of the uk. there could be as much as 20 or 30 millimetres of rain falling from those heavy showers and some hail i

and— think this is a great initiative by skipton. and these are your rnre— by skipton.il, it's a 100% loan to value. 22». more detail, it's a 100% loan to value. 222. value. so of course there no deposit time buyers only deposit first time buyers only you must proof of paying you must have proof of paying rent 12 months. £600,000 is rent for 12 months. £600,000 is your maximum loan apparently. and the rate will be 5.49. a five year fix. john mcternan , five year fix. john mcternan, your thoughts ? it'sjust five year fix. john mcternan, your thoughts ? it's just another your thoughts? it's just another arrennr— your thoughts? it's just another arrennrra— your thoughts? it's just another attempt to hold— your thoughts? it's just another attempt to hold house- 2 3“ it's just another attempt to hold house prices up ana— attempt to hold house prices up and rnere-e— attempt to hold house prices up and rnere-e a— attempt to hold house prices up and there's a really weird thing anar— and there's a really weird thing rnar goee— and there's a really weird thing rnar gaee an— and

mortgage scheme aimed at young people currently renting has been launched by uk building society skiptone paid your rent on time for 12 months. so basically, it doesn�*t require an actual deposit to secure a property. time to leave you with ten seconds of some cow madness. yes, a herd of cows escaped in marlow, and took a mini tour of the town centre over the bank holiday weekend. imagine that — you�*ve got a bank holiday hangover, your head�*s a bit sore, and there are 35 cows chilling outside your bedroom window. you�*re all caught up. have a good night. hello. manchester�*s main man with a touch of magic in madrid. de bruyne grabs a draw for city in the champions league semi—final first leg with real. a huge moment in athletics, as the first man is charged with supplying performance enhancing drugs to athletes, including the banned nigerian sprinter blessing okagbare. and controversy at the madrid open — allegations of sexist ball girl outfits and the silencing of women�*s finalists.

if skipton are allowed to to tnis it— wonder if skipton are allowed to to tnis it tne— wonder if skiptonan. but the-do-is to build. the way to do that is to build none-tuiti- the way to do that is to build more-build more- the way to do that is to build more build more houses more houses, build more houses ioo. — more houses, build more houses ioo. _tnat— more houses, build more houses 100. _that actually- more houses, build more houses 100. _that actually hasl 100. i mean, that actually has been pretty much been the solution to pretty much everything spoken to one everything i've spoken to one way another in this show . way or another in this show. liam, very liam liam, thank you very much. liam halligan there our economics and business with the halligan there our economics and businesnow. with the halligan there our economics and businesnow. okay. th the halligan there our economics and businesnow. okay. so the halligan there our economics and businesnow. okay. so on:he halligan there our economics and businesnow. okay. so on to an money now. okay. so on to an outrageous video doing th

skipton.you've paid your rent on time for 12 months. so basically this doesn't require you to put an actual deposit down to secure a property. and time now to leave you with 10 seconds of some cow madness. yeah, you did hear that right. a herd of cows escaped in marlow and took a mini tour of the town centre over the bank holiday weekend. imagine that, right? you've got a bit of a bank holiday hangover. your heads a little bit sore and there's just 35 cows chilling outside your bedroom window. no, thanks. have a good night. hello, i'm marc edwards, from the bbc sport centre. coming up on this programme... manchester's main man with a touch of magic in madrid. de bruyne grabs a draw for city in the champions league semi final first leg with real..... a huge moment in athletics — as the first man is charged with supplying performance enhancing drugs to athletes, including the banned nigerian sprinter blessing okagbare. and — controversy at the madrid open....accusations of sexist ball girl outfi

skipton launching the teeh— society. skipton launching the tech eeett— society.ld be the year 2008 repeating itself . year 2008 repeating itself. teeevte— year 2008 repeating itself. teeette sav— year 2008 repeating itself. reports say that first time hevete— reports say that first time hevete heme— reports say that first time buyers home ownership hopes teete— buyers home ownership hopes eeutt he— buyers home ownership hopes eeutt he put— buyers home ownership hopes could be put on— buyers home ownership hopes could be put on a springboard by a new partnership— could be put on a springboard by a new partnership between subscription _ a new partnership between subscription services such as tettth— subscription services such as tettth mt— subscription services such as netflix and spotify and leeds thithe— netflix and spotify and leeds building society and credit information— building society and credit information company. explore le hemeteh— information company. explore le hemeteh te— information company. explore le parisien to contribute to credit scores so that

when it comes to skipton, it's not going to help...een renting and my husband — ago. i've been renting and my husband has _ ago. i've been renting and my husband has been _ ago. i've been renting and my husband has been renting - ago. i've been renting and my. husband has been renting since ago. i've been renting and my- husband has been renting since our early— husband has been renting since our early 20s— husband has been renting since our early 20s and — husband has been renting since our early 20s and we _ husband has been renting since our early 20s and we have _ husband has been renting since our early 20s and we have seen - husband has been renting since our early 20s and we have seen how. husband has been renting since our. early 20s and we have seen how rent has driven— early 20s and we have seen how rent has driven itself— early 20s and we have seen how rent has driven itself up _ early 20s and we have seen how rent has driven itself up exponentially. i has driven itself up exponentially. we live _ has driven itself up expone

the skipton building society's new so—called track record mortgage is for people who have a strong historymer affairs correspondent colletta smith explains. at 31, nikki has a town centre flat and like so many people she's had to cover a rent increase over the last few months. i don't really know anyone who owns a house or is even thinking about owning a house. they're all renting. most of her wages now go straight to the landlord. in terms of savings, don't really have any, to be honest. everything is going back into living life. plenty of her colleagues at this event tech company are in same boat. once i've paid my rent i was left withjust over £300, which is, you know, quite a small amount of money to stretch for four weeks until the next payslip. that was to live on? yep. renters are facing an unprecedented squeeze at the moment. the amount of private tenants pay in rent in the uk has increased by almost 5% over the last year. with renters forking out on average £1,126 a month in payments. but to buy a first home, an average deposit was £62,470 last year, which is up 8% over 12 months.

i'm sure skipton will come up with a lot of skipton will come up with a lot ot goot— skipton will come it says tosotion— to my twitter account, it says location and _ to my twitter account, it says location and it— to my twitter account, it says location and it is— to my twitter account, it says location and it is usually at an oiton— location and it is usually at an oiton . — location and it is usually at an oiton . wett— location and it is usually at an airport . well, that- location and it is usually at an airport . �*ft�*i;cc : location and it is usually at an airport. �*ft�*i;cc c. : location and it is usually at an airport. c. airport. well, that used to be until i became incapacitated, although i have to say, the people that take your mobility wise through the airport are very, good, very caring, very, very good, very caring, very, very good, very caring, very, but at very, very good. but at airports, what gets on my goat is the duty free things. first of all, why does anybody want to buy duty free? never, never , buy duty free? never, never, everin buy duty free? never, never,

do it, tten-ytt— happen is once skipton do it, then _will do- happen is once skipton do it, then-willecretary under liz truss, i think, says it should be 30,000 more built every year . there a huge row going on . there is a huge row going on in . there is a huge row going on tn tte— . there is a huge row going on tn tte tety— . there is a huge row going on tn tte tety teny— . there is a huge row going on in the tory party at— there is a huge row going on in the tory party at the moment eteet— in the tory party at the moment about whether— in the tory party at the moment about whether they try and out ttntt— about whether they try and out ttntt tte— about whether they try and out nimby, the-dems- about whether they try and out nimby, the dems and the nimby, the lib dems and the seen— nimby, the lib dems and the steen testy— nimby, the lib dems and the steen teny et— nimby, the lib dems and the green party or whether they go for green party or whether they go tee ee— green party or whether they go for more housebuilding . and for more housebuilding. and nettty— for more housebuilding. a

the skipton building society has launched a new deposit—free mortgage specifically aimed at helping people the average uk house price is still far out of reach for many prospective house buyers. that price of £287,500 is more than eight times the average household's income. while that remains the case, home ownership rates are likely to continue to stagnate, if not fall. and look how they've plummeted among the young. in 2003, 60% of 25—34 year olds were owner occupiers — now it's down to 40%. indeed, as you can see, owner occupation rates have fallen for every age group in the past two decades, except among the over 65s. but why does owning a house actually matter? well, there's evidence that, in this country at least, it's important for well—being. this, from the english housing survey, with owner occupiers in blue, shows that life satisfaction scores, out of 10, are higherfor them than among renters while anxiety is higher for renters and, in particular, people in social rented homes, shown in yellow, that's homes leased from councils and housing associations. so what are politicians sa

the popular, well known building society , skipton known building society, skipton has notably announced

skipton financial crisis. skipton building— financial crisis.uyers. i just wooer— of first time buyers. i just wonderlwe've- of first time buyers. i just wonder we've been here wonder if we've been here before, ray we've been here before, ray we've been here before go, okay, before where they go, okay, we'll give you 100% mortgage before where they go, okay, weevenve you 100% mortgage before where they go, okay, weevenve 95% 100% mortgage before where they go, okay, we even ve 95% mortgage ortgage before where they go, okay, we even ve 95% mortgage from ge or even a 95% mortgage from people by definition people who clearly by definition have been save up a have not been able to save up a load for a deposit. load of money for a deposit. okay happens okay and then something happens and people are potentially and those people are potentially only one missed paycheque , which only one missed paycheque, which is done. one missed is easily done. one missed paycheque away from not being able to repay their mortgage and do we not up, dare i say it do we

so that was the skipton 9; 00 :: so that was the skipton building eeetetw— that was the skipton building enough he — frankly, we don't build enough he i— frankly, we don't build enough houses. .i was- frankly, we don't build enough houses. i“ houses. and i was interested in what jeremy said about abolishing targets because abolishing the targets because my having my understanding was that having these least forced these targets at least forced local authorities build some local authorities to build some houses. we know that there's frequently immense local objection. don't want new objection. people don't want new housing near them, and it's very, very difficult to get anything built in this country because of the planning system . because of the planning system. so i think anything that kind of messes it messes around with making it easier houses is all very easier to buy houses is all very well for the people who benefit. but it's really not addressing well for the people who benefit. but causes lly not addressing well for the people who benefit. but causes of not addressing well for t

now one lender, the skipton building society, is offering a zero—deposit mortgage for those currentlyt least 12 months rent payments made on time. what makes it different from the other 100% mortgages currently on offer is that you don't need the financial backing of family or friends. its offered at a five—year fixed rate and it is slightly higher than the current average five year rate. the rising cost of living has made it more difficult for people to save for a deposit. the average rent outside london is currently more than £1,000 a month, a big stretch for many people to afford, never mind save. of course, the cost of borrowing is at its highest since the financial crisis of 2008 with predictions that the bank of england will increase interest rates again later this week. so even those with mortgages are facing ever higher costs. it is also worth saying that not everyone in rented accommodation hoping to buy a home will be helped by this new tariff either. you'll still have to pass normal credit and affordability checks, ruling out many with a poor credit rating. skipton building

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