>> slava, how did you think about this? >> i mean, trying to raise money is not the right idea for all businesses. i think it's really important to understand what kind of assets you have and what kind of growth rate you're trying to accomplish. i do think often taking a loan or some sort of debt can be smart especially if you have assets and are looking for a slower growth rate. looking to get venture capital is a big undertaking and i don't think that needs to be the holy grail. on a side note it's going to be exciting now that the jobs act has been signed. there will be an opportunity for equity crowd funding how to raise capital. >> what do you think? >> i think it's a matter of control and responsibility. if you are willing to have other people essentially be involved in your business through private equity and you need money and that's basically your best path, then i think it makes sense but you have to realize you have other people to answer to. you take the debt on yourself and get a loan on your own you still have