business is different. >> exactly. the problem with the small -- with the small business association is they do not have the resources to go out and do the elrich required to speak with the business owners regarding this issue. all they have done -- speaking to regina -- they have sent out pamphlets, and they give us telephone calls. it has been clear that this has had little to no impact at all. so what is the county going to do? maybe this is not the robotic to speak to, but eventually there will have to be resources put into this matter. the first thing i would like to say is, there has to be education. the education comes from the outreach that will be required through the sba. you will have to hire fewer workers to discuss this issue and then you will have to put this into the lease agreement, and then have the building or health inspector look at this issue. besides education -- the cast inspector is not going to work -- because you can still get sued. everyone keeps rejecting the right to curb provision because every business is going to wait until they are going to get sued, but no business owner knows about it.

small businesses. the other thing we should discuss with the small business commission, i know a lot of times commissions go through existing bodies. we go through the chamber of commerce, the older and more established business associations, but unfortunately, a lot of smaller and ethnic businesses do not belong to those associations. they do not belong to the chamber. so we have to maybe work with the city to improve our out reached there, too. whatever we can do there, this department would like to do that with other city departments. >> besides out rich, i think our department would also -- outreach, i think our department should provide service or a list of inspectors, independent of the building inspection department to say, you can consult these professionals about your needs and what you may need to do, or perhaps a reference for other things, interpretation of ada law. maybe we have some lawyers or agency that can help these private businesses with those things, that we can refer them to those people for help. habrone other group that we to h out to are the property owners. i do not know how many of the speakers today own their own buildings, but if you make any changes, you need the cooperation of the property o

. >> we can certainly put together a notice similar to what the small business association has already put together that we worked on for the past year and hand out with every tenant improvement that we do. because we do check for california regulation on any plan that we checked. >> i would like to keep this issue on the radar. maybe we could do some things, even if we define it as within the constructs of codes. for example, if somebody wanted to put in a ramp, rather than a permanent ramp, is it possible to get some advice, maybe from the advisory committee, about a temporary ramps? are they authorized? this meets code. it is a strong enough ramp is somebody kolk -- comes in. it is temporary, but it meets the requirement. things like that, and like with doors, that you have a wide enough doorway. have two doors that you can open, but it is still wide enough for someone to roll in, does that meet the requirement? things like that will make it a little more cost-effective. with that suffice? things like that would be very helpful, i think. >> we can have our access specialists put tog

is what can be readily a cheap a ball and every business is different yes exactly and just to address the small the problem the small business association is they don't have the resources to really go out and do the outreach that's required to speak with the business owners regarding this issue all they've done which i spoke with regina that can dream about is they've sent out pamphlets and they gave a three telephone calls per business and it's been clear that this has had little to no impact at all so what is the county going to do ok so the this is not maybe the right body to speak to this about but eventually there's going to have to be resources put into this matter and so the first thing that i would like to say that has to be education the education comes from. from the outreach that's going to be required through the s.b.a. you're going to have to hire a couple years to go out and discuss this issue and then you're going to have to you know put this into the lease agreements and have every building or health inspectors out this to discuss this issue besides education you know because the cast inspector isn't going to work you kn

effective in working together we can certainly put together a notice similar to what the small business association has already put together that we worked on for the past year and to hand that out with every tenant improvement that we do do because we do checked for the california regulations on any tenant improvement that we plan check. sorry commissioner so yeah i would like to keep this issue on the radar but one even if we maybe we could do something even if we define it as within the narrow constructs of like code for example if somebody wanted to put in a ram and rather than you know a permanent ramp is a possible to look at or get some advice maybe from a advisory committee about our temporary ramps could they be authorized this is this means cold you know this this is a strong enough ramp that if somebody comes in and if you fold out this ramp even though it's temporary. that is it meets the requirement things like that or the door is you know even though you have a wide enough doorway rather than one automatic door do two doors that you can open but that is still wide enough for someone t

small-business owners throughout the city and the impact that they have. we would like to thank our sponsors. sba, sf chamber of commerce, office of small business, council of district merchants, and the golden gate business association. >> every person in this room is building small business. you are helping small businesses through -- to thrive. remember to shop san francisco, shot small business. -- shop small business. please stay and help congratulate the awardees, the sponsors, and each other. we're making san francisco great. thank you again, mr. mayor. [applause] oh, my! haa ha ha! ha hha ha! [snortg]

small businesses at the same time the mission of the f.d.a. my amendment provides a summary of all outreach efforts to small businesses and small business association t details the number of small businesses receiving protocol assistance. it shows the number of unsolicited and solicited grant applications, again, to small businesses so we can evaluate it. and most importantly, it calls for the examination of existing barriers, particularly as it relates to the generic drug shortages. it's interesting the fee schedule, the f.d.a. has the authority to do waivers as it relates to brand names. we know a lot of the generics are where we have our shortages because of the -- the economics of the circumstances. but the s.b.a. has limited ability to waive the fee structure as it relates to the generic -- the development of generic drugs. my amendment would ask the s.b.a. to report back to congress what impact that has on small businesses being innovative in developing generic drugs to help us generally with less costly drugs are available for treatment but also to make sure we deal with the drug shortage issue which i alluded to earlier in my floor comments

small-business owners throughout the city and the impact that they have. we would like to thank our sponsors. sba, sf chamber of commerce, office of small business, council of district merchants, and the golden gate business association. >> every person in this room is building small business. you are helping small businesses through -- to thrive. remember to shop san francisco, shot small business. -- shop small business. please stay and help congratulate the awardees, the sponsors, and each other. we're making san francisco great. thank you again, mr. mayor. [applause] >> this is the most contemporary art show in the history of the museum. let me give you some numbers. 31 artists across the 50 nations. 60 monumental works, the largest of which is behind me. this is a gift to all the people in our beloved city of san francisco. a gift to all the visitors near and far. let me give you our honorable mayor of san francisco. [applause] >> thank you for being here today. this month is a celebration of asian-american heritage. i wanted to thank our asian art museum, all of its staff, the director. the board of directors. not just parts in san francisco, but asian-american art throughout the world. this is another example

small business. we have roger from the bar association. no carla johnson from the office of disability. -- we have carla johnson from the office of disability. i want to especially it acknowledge my colleague to help us get the resources and brought legal expertise to the table. i do not want to take too much of your time. thank you for coming. >> thank you, supervisor chu. i want to express my admiration for a supervisor chu's commitment to you. so, from our office, what we heard, many small businesses were receiving lawsuits regarding it the ada. tonight we will hear about the legal requirements, what has been in place. any small businesses that nderst informed as far as their obligations for the ada, there are the mechanisms to provide that information to you. so, we are tasked with providing the information. there have been about 300 small businesses that have received the lawsuits. knee individuals who use this mechanism and come up -- the individual to use this mechanism. while it is important to have ada access, but we want you to u

extension, and so has the chamber of commerce, the national association of manufacturers, and small business association. mr. president, i'd like to enter into the record a chart that is the jobs supported by ex-im financing by each state so members if they'd like to can come down and look at both the revenue generated and the jobs that were supported. the presiding officer: without objection. ms. can'twell: the default rate on the bank is consistently less than 2%, lower than most commercial lending. i'm sure we'll hear a lot about that debate today. but since, the f.b.i. has returned $3.7 billion to the u.s. treasury above and onto the cost of operation. ms. cantwell: so yes, my colleagues, this is something that is making money for the federal government, so not only is it helping u.s. manufacturers sell their products overseas, financing in a way that i think is equivalent to what the small business administration does, help provide a certain level of financing that makes deals come through, i think that's why you find that banks are supportive of this. the money is back into the u.s. taxpayers' poc

we would also like to welcome our business associates and colleagues today. of course art swanson from the small business network. thank you for your commitment and for working with us to events are common goals. -- to advance our common goals. we could not sponsored today's key events without sponsors, so i would like to start by recognizing our presenting sponsor, j. p. morgan chase. we want to thank our host sponsor, pacific gas and electric. dignity howff, kaiser permanente . thank you to all of our sponsors. i am supposed to wait six seconds so everyone can read this list. have we screamed through that? it is quite a long period -- quite long. united airlines, union bank, and our media sponsors, the san francisco examiner and hers media services -- hearst media sponsors. thank you very much. i could not do it without you, so today we celebrate the successes this chamber has accomplished and the promise of greater successes ahead with our team this morning of prosperity, business, labour, and government united, because that is the key to making the city viable and sustainable, and with our n

association of san francisco. this is about doing some out reach to small business owners against lawsuits. what cristina and the folks at the bar association did was to put together a panel which included myself at the mayor's office of disability as well as the director who is here today. a community group is there to provide some funding to help small business owners and also the office of small business. i was impressed with the efforts to reach out to the community and to give them some of the tools they needed to try to make the business is accessible and also to protect themselves from these lawsuits. my observation is that she is articulate, she is collaborative, she works well with both the city and the community as well as the advocacy groups and i think she would bring a very collegial presents to the board and would be a valuable addition. i do support her on that. thank you. >> thank you so much, ms. johnson. i will call out the speaker cards that i have. we have the former director of the mayor's office on disability. >> good afternoon. i am speaking as a private citizen but a

i'm a resident and small business owner, also active with lower hayden neighborhood merchant association. opened up a business about a year ago and have been really impressed with the neighborhood effort. it's really a unique neighborhood and the demographic we serve, i think it's one -- we all feel like the underdogs to small neighborhood, but you know i've seen the work that the board has put forth, specifically with 55 laguna. and i think for, you know to have a neighborhood that's focused on the issues at hand, you know, we want to keep that intact. i understand there are always political reasons, and issues of why orders get drawn a certain way. i think we just ask that there's a rational justification for all the decisions that are made. you know, you can't really tell people what neighborhood belong to. they feel a sense of belonging to, you know, the community that they're close to, that they frequent, so we just are looking to keep that intact and we appreciate your work, thank you. >> thank you. >> good morning, i'm a merchant on the lower street association. i just want to say

base and encourage innovation by fostering awards to small and medium businesses thus incentivising competition for every taxpayer dollar associated with funding defense department rie requireties. >> it is being addressed on the floor of the house this week. this is due in no small part to the vigilance and advocacy of this committee. that sequestration must be resolved immediately. what we need are solutions. i applaud chairman ryan's efforts in this regard. finally, i am proud of the process used to build this legislation. we continue to host the most transparent process in congress for national security legislation. a copy of my mark was distributed to committee members offices on friday. a full five days before the markup and the legislation including the funding tables was posted online on monday. while wewill delve into the details the details have been subject to public scrutiny for days. it is also noteworthy that for the second straight year house republican leadership will not bring legislation containing congressional ear marks to the house floor. i maintain my ban on ear marks for fiscal year 2013 and will evaluate am

our association is concerned about the impact it has on small businesses underneath the flight restriction. >> he is with the chicago area business aviation association. he says airplanes will be forced to relocate. the move = significant losses of revenue. >> they have to put people on a temporary furlough. people are not coming to work. >> recreational pilots will be banned from flying within a 30- mile ring unless they have an approved a flight plan and special equipment on board the aircraft. >> contract disputes could affect horseracing. the dispute between arlington park officials and the illinois thoroughbred horse association. the sides cannot decide who controls the simulcasting to off-track betting parlors. the horsemen want to continue to televise the technology to other racing facilities. the horses association in kentucky is signing an agreement with the arlington horsemen. that may mean no legal owner maybe on the field saturday. >> at junior seau was found dead at his home today, apparently the victim of a suicide. relatives are understandably shocked. >> i pray to god pleas

small business called valley home interiors. i am a very active member of the hayes valley neighborhood association. at this time i wanted to state again, 100%, support of having those institutions added in the form of retail bands. we want banks to be completely and forever banned from our neighborhoods. this is and has always been the position of the merchant association. this is the fourth meeting i have addressed in the last year, starting with the planning commission. if you look at the minutes from that meeting, you will find the hayes valley neighborhood association has been fully supportive of this issue and the banks in hayes valley. so, we would certainly urge for you to pass this committee, urging your fellow supervisors to support this ban. thank you. >> afternoon. my name is kate stewart. i am a self-employed insurance agent that comes from a long line of agents in the city. my own father has been at it since the early 1970's. i am proud of what we do. together we employ about 10 staff people. we are employers and play a vital role in our community. we are affiliated with state farm bro

association. >> thank you. as the president of a small district business that runs from 19 to 27 avenue and irving street with 127 small businesses, we think things considered for this coming budget, including changes to the payroll tax, i would urge city government to consider the fact that investing in small business and allowing small businesses to flourish which is incredibly difficult in san francisco is something that needs to be given a lot of thought. small businesses in san francisco represent a lot of san francisco's individuality. an expression as much as a mural on the wall or a museum. it is how residents who live and work your give you pieces of themselves that keep this place individual. that is why we do not have a ton of chain stores. the city also puts us at a competitive disadvantage by virtue of the additional fees and taxes we pay. we are at the mercy of being 15% to 20% higher priced across the bay etc.. i would like to point out because it i am also a city under myself. the problem is it is a little bit short-sighted the way the city spends its money. by spending money locally, by san franc

contractors association of america, national association of women in construction, national black chamber of commerce, national federation of businesses, small business and entrepreneurship council and u.s. chamber of commerce women construction owners and executives. mr. chairman, this amendment is only permissive, it's not mandatory, simply nondiscriminatory. in the interest of time because i know this would generate a meaningful amount of debate and because this debate would be repeated on the floor because if passed here there would be a motion on the floor to take this out of the law, i ask unanimous consent to withdraw my amendment and we'll have this consideration on the floor. >> so ordered. okay. we're now going to proceed to vote on those amendments where a roll call vote was ordered. the committee postponed further proceedings on the amendment offered by mr. turner. and shall now resume those proceedings. question now occurs on the amendment offered by mr. turner number 47, the clerk will call the roll. >> mr. mckeon, aye. mr. smith, mr. smith votes no. mr. bartlett. mr. bartlett votes aye. mr. reyes, mr. reyes. mr. thornberry. vo

borrower groups, national association of realtors, national association of home builders, many builders, morning investors and small business owners. our bill will help borrowers with fannie mae and freddie mac who are trapped because of the barriers to refinancing. most estimates it is likely to help 3 million borrowers to refinance but that depends how many take advantage. our bill will make it easier for homeowners to refinance and lower mortgage payments, which is a popular and common sense way to help the housing market. discussion about what already happened in fha's harp expansion called harp 2, not all of the barriers to refinancing were addressed there. for example harp 2 removed loan to value caps for underwater homeowners but doesn't apply to borrowers under 80% ratio who theoretically should refinance. my office heard from new jersey homeowners who are exactly in this situation. fha scaled back lender liability for representations and warranties which lenders cite as an obstacle to encourage them for same as far assers and refinancers in harp 2. they did not scale back representations in warranties, cases where

small business. we are a timber harvesting company in perry, florida, we've been practicing sustainable forestry for 52 years. i'm representing southeastern wood producers association which representing 500 businesses in florida and georgia as well as the american loggers council a national organization representing professional timber harvesters in 30 states. our first concern is directed toward the forest i have beentory analysis program as well. the fia program is the best resource we have to outline and plan for the future of forests. the data is being used to create jobs today. i personally work with other companies to help develop their new markets in our region of the country. these new markets are established and located in part based on the available fia data. we would ask you to reaffirm the u.s. forest service forest inventory analysis program to enhance the program's efficiency and analysis. next we would like to talk about the stewardship contracting program. it offers forest managers the use of alternative measures on federal forestland. stewardship contracts are used for treatments that promote healthy forests and expand business and job opportunitie