two, smartbiz.he company offers spa loans at a much quicker pace than traditional banks and at similar costs. three, lending club offers competitive rating for borrowers with good credit. businesses with lower annual revenue looking for a loan under $100,000 do not need to put up collateral. four, potential franchise owners should look at funding circle. they have multiple partnerships in place with companies like papa john's, dominos, and robecks. and five, prosper. getting a small business loan can be tough as they require collateral. but through prosper approval is based on your personal credit rather than the merits of your business. >>> kind bars have exploded in the marketplace. from grocery store shelves to the office vending many sheen. you don't need to look far for one of their healthy snacks. but i bet many of you don't know the story behind the kind name. based on one specific act of kindness that changed his father's life. it was a story when a german soldier kicked a potato to him. jus