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so i broke up with bad banking and moved on with sofi checking and savings. earn higher interest on all my money, and pay no account fees. sofi. get your money right. >>> welcome back we're here with jim chanos we've got to get to it the tesla question >> really. >> yes yes. you're still short correct? >> we are short. yep. >> but you trade around that position, right? >> we do it's been bigger and smaller, but we are still short >> what is the thesis now? >> so, what i point out is what i mentioned today on social media. interesting is what the bull case has done. bear case has been consistent. margins would have to come in. sales would slow from the base what i'm more amused by is how the bulls have shifted from in october, this is the only company still growing 40 or 50%. and you can pay 60 times earnings $4 last year in october, the stock was $240 now that earnings estimates have come in hard for 2023, 10% now the narrative seems to be well, yeah, there's a price war going on, but the legacy auto guys are going to be hurt a lot more than tesla is okay but

so i broke up with bad banking and moved on with sofi checking and savings. earn higher interest on all my money, and pay no account fees. sofi. get your money right. >>> welcome back time for the wex wrap-up as we close in on the 6:00 a.m. hour tiktok ceo agreed to appear before congress. the wall street journal reporting that the ceo will appear before the house and commerce committee on march 23rd >>> and unilever replacing the ceo. hein schumacher will take over in march. >>> and apple supplier is moving to india for parts of the apple airpods. >>> and china's baidu is launching a similar chatgpt. it will merge into the current software. >>> and tesla shares surge 33% for the best week since may of 2023. >>> and a partnership with lords town motors in 2021 >>> and we have around 100 s&p 500 companies reporting. on deck today is whirlpool and nxp semiconductor. tomorrow, we get the s&p shiller home price index and earnings from gm and pfizer and electronic arts and snap just to name a few the eu will reveal the growth figures. on wednesday, the fed's lates

so i broke up with bad banking and moved on with sofi checking and savings. i earn higher interest on all my money, and pay no account fees. sofi. get your money right. >>> welcome back to "techcheck." i'm bertha coombs. here's your cnbc news update poulte group shares are leading the s&p with an 8% gain. higher home prices helped drive bigger beats on the top and bottom line. strong results are outweighing slower new orders and weak guidance on deliveries for q1. >>> employment costs rose just 1% in the final three months of last year. it is the third straight quarterly slowdown in pay and benefits for u.s. workers. and the slower growth could help reassure the federal reserve that wage gains won't fuel higher inflation. >>> in france, nationwide ghon stragss and strikes protesting pension reform labor unions are seeking to get more than 1 million people into the streets. they oppose government plans to raise the retirement age from 62 to 64. president macron says the change is essential and his government has refused to negotiate on that issue. jon? >> than

so i broke up with bad banking and moved to sofi checking and savings. t fees, and get my paycheck two days early. break up with bad banking. get up to 3.75% interest, pay no account fees, and get your paycheck up to two days early. download the sofi app and earn up to $250 when you set up direct deposit. sofi. get your money right. ♪ ♪ a cyber-attack can grind everything to a halt. cisco security keeps your company moving forward. because if it's connected, it's protected. cisco. >>> we do not have a real autocracy in america but we have aristocrats in the stock market. i spent last year pounding the table in the group the stock in the s&p 500 raises payout for at least 25 straight years. they represent companies that can keep generating consistent earnings in good times and bad, which i think makes a terrific slowdown plans in the first show of 2022 i recommended a huge list of 36 dividend aristocrats, get this, on average they gave you a total return of 3.3% and gee, that had a total negative return. negative 18% wow. i bring this up because this week

and moved my money to sofi. now i earn higher interest on my checking and savings, and bank, borrow, and invest-all in one app. feels nice being in control. break up with bad banking. get up to 3.75% interest, and bank, borrow, and invest—all in one app. plus, download the sofi app and earn up to $250 when you set up direct deposit. sofi. get your money right. the first time your sales reached 100k was also the first time you hit this note... ( screams in joy) save 20% with the lowest transaction fees and keep more of what you make. with a partner that always puts you first. godaddy. tools and support for every small business first. i screwed up. mhm. with a partner that always puts you first. i got us t-mobile home internet. now cell phone users have priority over us. and your marriage survived that? you can almost feel the drag when people walk by with their phones. oh i can't hear you... you're froze-- ladies, please! you put it on airplane mode when you pass our house. i was trying to work. we're workin' it too. yeah! work it girl! woo! i want to hear you say it out loud. well, i could switch us to xfinity

checking account and savings account. typically, you can't use those accounts interactively the way you can with us. we do not limit the number of transactions you do from your savings account at sofiwe want you to make money on your money, not pay us money or restrict your money. we're willing to bet on the value proposition we have and the trusted experience we deliver that people do all their primary banking with us. the second unique element unique to us is four different loans and the ability to buy robo accounts and fractional shares as well as insurance we're finding multiple touchpoints to build a business and the number of members we have and that's translating into more products. >> you have lots and lots of products i know you've always said when you come on here when you look at those top line numbers, lending business, that continues to make up the majority of revenue and contribution profit. how might you respond to those that argue sofi is primarily a personal lender and may not deserve a fintech valuation? >> he would say they have to look at the three business segments we have lending today, which is about 60% of our business. we have the technology platform that i