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morgan was the only financial name he'd own right now because he thought their franchise was sohere >think what the investor day did was it was a reminder in terms of the scale that the jpmorgan franchise has when you look at $4 trillion in assets, 66 million u.s. households, banking 90% plus of fortune 500 companies, i think when you marry that scale in terms of the clients and the innovation in terms of the investments of the franchise is undertaking. i think that makes jpmorgan from a medium to long-term a very hard competitor to beat, and it makes the bank extremely well-positioned when you think about what's happening with the banking industry in terms of digital innovation and change in customer preferences. >> yeah, i wonder about the -- you know, what they said about tangible common equity yesterday as well. if they can hit, was it 17% that they said that people seem to like, how significant is that achievement to the stock and how likely is it to happen based on recession and inflation concerns >> so that's correct i think if you take a step back, kelly, if you go back to jan