increase the demand of premium services we also need a new way to increase in e-commerce policy , solem-- colombia's growing fast in terms of e-commerce and this is not the traditional amazon e-commerce. there are new players in the market that adjust to columbia. in columbia people don't go to the supermarket and there is a bunch of mom-and-pop shops, so how do you reconnect those shops with consumers through these apps? today it's one of the largest e-commerce services in columbia and that really helps payment systems grow and again, the government through those-- distributes payments in that way. >> this is a question for both are in you there. what factors i mean of course we all know and read the various factors that can impact and help promote financial inclusion and so one way to look at it is to sort of this organic view which is technology alone coupled with people will take care of it and government is not as important as some people might suggest because so much happens organically. another viewpoint would be more the opposite in the spectrum that governments are the central

solem you want to use for us. to do i. actually was. really. interested it is a. question. about your sudden passing i've only just learnt. south and taken your last about turn. your appetite up to you as we all knew it would i tell you i'm sorry. so i write these last words in hopes to put to rest these things that i never got on my chest . i remember when we first met my life turned on each breath. but then my feelings started to change you talked about war like it was a game still some more fun to those that didn't like to question our art. and i secretly promised to never let. it set one does not leave a few me on the same as one enters the mind it's consumed with death this. speech is no attempt. to lame that mainstream media has met its maker. for decades the american middle class so fed railroaded by washington politics i'll make sure you don't get railroaded you'll get a break in the break. i'm going to do just that you're a watcher. the first female marine to complete the infantry officer course graduate at quantico yesterday of the one hundred thirty one marines t

solem want to be closer. to the right person as she was before we could be. induced it is a. question. about your sudden passing i've only just learnt you worry yourself and taken your last turn. your act caught up to you as we all knew it would i tell you i'm sorry. so i write these last words in hopes to put to rest these things that i never got off my chest. i remember when we first met my life turned on each person. but then my feelings started to change you talked about war like it was a game still some more fun to feel those that didn't like to question our art. and i secretly promised to never be like it said one does not leave a family of the same as one enters mine it's consumed with death this one. speaks to us that we know of the. same that mainstream media has met its maker. for decades the american middle class so bad railroaded by washington politics i'll make sure you don't get railroaded you'll get a break in the break. i'm going to the to your watchers. yes. the searchers are reporting a major medical breakthrough regarding the fight against hiv and aids our