. >> reporter: at the community college next to dundalk high, sonya caesar counsels students on financial literacy. she's deeply concerned that college students are borrowing more money than they need without understanding the consequences. >> you can't walk away from a student loan. you're stuck with that for life. it follows you. you can go bankrupt and wipe everything else away, but that student loan? that's yours. the department of education requires colleges to counsel students that they will have to repay their loans, but they are not required to tell students the total amount of debt they might take on to get their degree. a department spokesman says the ultimate responsibility is on the student. dundalk senior kirsten taylor is applying to the university of texas and thinks students should do their homework before signing anything. >> i think it's their responsibility to know what they're getting theirselves into when they sign their names on a contract. >> reporter: high school students do understand that a college education is the key to a good job, but to get there, sonya caesa

school students do understand that a college education is the key to a good job, but to get there, sonya caesar worries students take on more debt than they can afford. >> it's kind of like if you warn your child, "don't touch that stove, it's hot." you keep saying, "don't touch that stove, its hot. you're going to get burned, you're going to have to go to the hospital," and you keep telling them that over and over again, and what do children tend to do? they walk right over and touch the stove. >> reporter: darren gersh, nightly business report, dundalk, maryland. >> susie: here's what else we're watching for tomorrow: the september reports on new home sales and durable goods are released, and it's another big day for earnings. we'll hear from boeing, conoco- phillips, merck, visa and ford. speaking of ford, c.e.o. alan mulally joins us to talk about those results and what's driving the company's future plans. u.b.s. will pay $12 million to settle accusations that it failed to oversee millions of short-sale trades over the last five years. the financial industry regulatory authority, or finra,