southeastern part of the country. just counting the number of branches, it's the numb three in georgia and tennessee, fourth large nest virginia washington, d.c. and a top-ten player in north carolina, south carolina and maryland. in other words, there is a major regional bank with serious scale, a dominant presence and a just gigantic deposit base. in the markets where they have the most share, housing prices have been rebounding and they've been rebounding dramatically. according to the all important, all knowing k shiller house price index, house prices are up 10% in atlanta. remember suntrust is number one in georgia. up 7% in tampa, the housing price, 11% in miami, these are important florida cities where suntrust has a major presence and housing prices are up 6% in d.c. plus the employment situation is improving dramatically all over the states where suntrust operates. unemployment is done 3.3% in florida, down 1.9% in georgia. meanwhile suntrust has been growing ielts deposit base. balance sheet has been cleaned up to where they have a tangible common equity ratio. i give you the numbers. some guys understand the number