statements and the sentiment and temper and tone of the environment, how is it possible banks are not sploesing? the banks peaked. it is three months. utilities act well. there's something that is not quite squaring off with what appears to be a lock. they will raise rates. >> maybe they're reflecting the long end of the curve. >> that's the other issue. >> that's a good point. as it goes hire, especially if it goes up. then the long end may not rise as sharply. ? so do you wear jackets on this show? do you think you're more special than the other guys? >> where's your jacket? >> that's in the 80s. women wore jackets in the '80s. now despite the move, gold is still hire on the year just as predicted in december. >> the opportunity now is, of course, since the bear market low. the exact low. march of 2009. we have this huge diverge enls. so what i'm thinking now at this point is it is so hated. down 12 weeks, big runs. that it is time to be contrarian. >> so the gld is up more than 8% since then. but they say it might be to take, now might be the time to take money off the table. >> nice to have