exposure, the smart way to do it is by putting your money in a low cost index fund that mifr mirrors the spp s&p 500. i have no beef with that beyond meat, beef, whatever i have no problem with the index funds. they're the best way to invest the market i said that almost since day one of the show. s it's hard to be a individual stock investor but it's easy to be an index fund investor. index fund territory can you contribute over time with every paycheck. the u.s. economy keeps growing over the long haul can you leave that money in the index fund maybe once or twice a month. they can use the ira for stocks. but get back on track, this idea you can't possibly beat the market because efficient market hypothesis tells us the stocks are valued the averages nearly every year at my old edge fund. given my clients annual return after all fees over the course of the years and markets are not perfectly efficiently. they're often irrational they ignore things and make mistakes and disvalue information every single day that is the main reason you can make money while picking stocks. they're good for the