what do you make of equifax's spro response >> this is why all as consumers, got to read the fine printsation clauses that cfbb was looking at this administration have been trying to cut back on that this is the kind of abuse that we need to be concerned about. i also think that ongoing forward basis, i think there are questions about liability but before we get this, i got to look back at me and my colleagues for three years, i have been trying to get a national data breach standard in place. we got 49 different data breach laws around country. >> what does that mean exactly, senator? >> it means there will be standards around transparencies and consumer notification. >> how about standards in terms of protecting the information in the first place. >> it tries to elevate standards. what happens oftentimes and i am the chair of the cyber caucus and i breathe deep in this stuff. you have oftentimes this case is not so much because we know where the vulnerability was and where the breach took place. often times, you may have entities verses financial institutions all are pointing al each o