>> it is a startlingtatistic.always and the younger fol tend to participate at a lower rate. they participate 50 percent of the time, when those over 40 years of participation 70% of the time. clearly they have this issue with him the folks. the affordable care act is really designed to bring more young people into the insurance rolls andower income folks. those two populations. guess what, young folks typically in both ose categories they don't he the money to purchase insurance which is what we have seen up until now. of the affordable care actnd the exchanges that folks mak the decision to move into the insurance rolls. having said that, this insurance is not going to be free from most peoe. there wille subsidies. gerri: well will be the actual cost benefit analysis the people under 30 will be making?@ >> is probably somewhere in the range of three to 9 pcent of income that they will be charged. gerri: i have to tl you, when you are under 30 don't have that muchf a margin of error in alecky if yore ming your c