. >> if we're not comfortable with the stast of these firms. >> good. and fair enough on that. i want to ask you, as you know, the federal reserve and the o krsmth c announced last january that they were stopping their investigation into this systemic foreclosure fraud and that you'd reached a settlement with the largest mortgage servicers in the country. and just last week the occ announced that 52,048 people just in massachusetts received checks so far under this settlement, and it was an aggregate total of $41 million in compensation or about $800 a family. now, that's $800 a family in a state, massachusetts, where the median home income is -- i'll do the math for you. that's about 0.2% of the purchase price of the average home in the commonwealth of massachusetts. now, it's my job to look out for families in massachusetts, including helping them get basic information about whether settlements made on their behalf by the government are fair, and to do that six months ago i started asking for basic documents about the investigation and to see what the foreclosure fraud invest