that was then, this is honestly not now, and one of our viewers quotes, reminding us just why stdardoor's downgraded its in the first place a couple of years ago. we lowered long-term rating because of the long-term controversy of the debt ceiling. but it is essentially still going on. >> it is the same nonsense. you saw that he was punished later for doing the downgraded. neil: do you think the other agencies will risk a downgrade? >> i don't think so. it's just giant government out of control and your viewers actually see that. neil: they are very smart viewers. and our tweet of the day now. how can you not love this. i mean, alyssa, and how can you not love this? >> i definitely have to say when i came in interview here, that i said when i grow up i want to be neil cavuto. [laughter] in maturity and mental capacity. when i grow up, i want to be neil cavuto. neil: anyway, melissa francis, you would never know. a childhood star and everything. a harvard graduate. melissa: "money with melissa francis." watch it on fox business. neil: thank you. [laughter] meanwhile, microsoft is look