let's talk more about these earnings that beat on the top and bottom line with stefon.nt of the quarter and the fact that you beat on the top and bottom line and yet you see the prospects for the year to be stable. >> good morning from vienna. we are happy that on the basis of a strong first half of the year, we were able to substantially upgrade our guidance for 2024, and you mentioned equally so we can announce an attractive dividend prospect for 2024. the basis for the successful first half of the year was a combination of strong income, especially from central and eastern europe, and we are pushing of our fee income. this in combination with cost discipline resulted in a strong operating result. things keep on being solid. the bottom line has been developing beyond our own expectations, to be honest. joumanna: mm. we talk about the beginning of the global easing cycle. what needs to be done to increase your margins, perhaps on the lending side, to offset some of the pressures that will come through from lower interest rates? >> when it comes to margins, we have been

stroud and caleb williams did not play stefon diggs as well. first quarter action, no score.d touchdown. texans lead seven, nothing under one minute left in the second. texans up 17 seven. brett ripon goes right down the middle to tommy sweeney 22 yard touchdown. oh yeah keenan allen likes that. but in the third the game was terminated due to severe weather. so the bears won 21 to 17. during the game, willis expressed gratitude to his former teammates and coaches. >> the team sport. yes, individually, you put in the grind, but i'm so fortunate to have had an amazing teammates throughout my years of playing sports. maybe didn't always win as i wanted to, but enjoy competing with those guys, building those memories, and so just want to give them some lov. >> there have been reports that chargers head coach jim harbaugh has chartered a flight to attend willis hall of fame ceremony on saturday, and that he'll bring former 49ers like navorro bowman and dashon goldson. >> that harbaugh group i like to call us. we had a unique bond. we done some, we done some special things, was abl