for $200, stella and dot provides market, web design and jewelry starter kit. she says incomes range from $1,000 a month to $350,000 a year. >> there are no quotas or requirement to be a stylist. so you can decide how much you want to sell every month. >> reporter: but this marketing consultant says this business model isn't for everyone. >> you always have to be sort of in a celebratory really social kind of mode, want to make sure that they are feeling like they can be "on" all the time. >> reporter: which isn't a problem for the some 16 million americans who participate in home parties like these. if the buy-in is low enough, experts say there is little risk. >> this is a great, great piece. >> reporter: and for people like vicki, there's also a lot of fun. now, experts say if you want to make a living off these types of parties, expect to host them almost every day. last year stella and dot paid out $50 million in commissions and this year they expect double. >> thank you. >>> all right. when it comes to the weather, roberta, you're not in management, are y

. >> reporter: stella the fox terrier is back to her old self. but she gave her owner quite a scare a few weeks ago when she ate something that sent her to the emergency pet hospital. >> pretty substantial bill. enough to screw me up for the month. >> reporter: with no emergency savings and tight credit market, he was now desperate to find a short-term loan. what he found was rpm lenders. >> i owned the car outright, so i thought, easy money. >> reporter: a title loan company. you sign over the title of your car, they loan you the money. >> car title loans are one of the most outrageous in lending. >> reporter: it's already illegal in 32 other states, because the lender can charge whatever interest rate they want. >> there's a special loophole in california that exempts loans over $2,500 from most regulations. car title lenders are taking advantage of it and ripping off those with the least to lose. >> reporter: he planned to pay off the entire loan in two months when he got his tax return. >> in my mind, there was no jeopardy involved. i have an

jaroslava has stella ice hockey traditions and the locals adore it that's why the arena is always fulland the facilities for players are very good i would say even better than in many n.h.l. clubs along with the said letter and there are many youngsters in this one meaning there are. the tried and trusted formula a few things and experience in the mandans you know so long as you've system is considered to be one of the best in the country and regularly produces players full committee and the national team including two up and comers who won gold with russia at the junior world championships last month you do wish it was one of them what your thoughts are i've developed through the youth system here and it's a real honor for me to play and look how much chief all the fans know you and follow your progress they know that i'm local and probably have more empathy and i'd love to continue my career at the club at. the end of two i do season is approaching fast becoming the world that secured first place in the western conference enjoying a show at the sun that they're playing with no end of

wearing the legacy on his jersey keeping this side for the first time i don't want to phrase it as stella ice hockey traditions and the locals adore it that's why the arena is always full and the facilities supply is a very good i would say vin better than in many n.h.l. tops along with the said letter once there are many youngsters in the squad meaning there is that too. and untrusted formula a few things and experience in the mountains you know so long as you've system is considered to be one of the best in the country and regularly produces players full committee and the national team including two up and comers the one gold with russia at the junior world championships last month beauty which was one of them which i think that's what i've developed through the youth system here and it's a real honor for me to play and look at what chief all the fans know you and follow your progress they know that i'm local and probably have more empathy and i'd love to continue my career at the club if they understood who season is approaching frost book on t.v. there will be too few places to compli

. >> reporter: stella the fox terrier is back to her old self but she gave her owner bill quite a square a few weeks ago when she ate something that sent her to the emergency pet hospital. >> got chocolate, a pretty substantial bill enough to screw me up for the month. >> reporter: with no emergency savings and a tight credit market he was desfright find a short-term loan what he found was rpm lender. >> i owned the car outright and i thought, easy money. >> reporter: a title loan company, you sign over the title of your car, they loan you the money. >> car title loans are one of the most outrageous examples of predatory lending. >> reporter: from consumer action thinks that title lending should be outlawed in california. in fact, it's already illegal in 32 other states because the lender can charge whatever interest rate they want. >> there's a special loophole in california that exempts loans over $2,500 for most regulation and car title lenders are taking advantage of it and ripping off those who have the least to lose. >> reporter: his interest rate was 183%. but he planned to pay of

with us tonight are switch ceo rob roy and his wife stella. thank you for raising the bar on innovation. [applause] let me tell you briefly about how innovation will help drive change in broadband technology, the gaming industry, renewable energy and the state's infrastructure needs. we must continue to drive investment in broadband technology that fast tracks job growth and provides a platform for spurring innovation across our state. my budget includes $3 million to help residents of rural nevada use broadband access to start and pro-businesses, or communicate anywhere in the world. these improved broadband connections will allow the electronic exchange of health information between providers and hospitals to improve quality of care. since i completed my term as chairman of the nevada gaming commission the gaming entertainment industry has expanded to new states and many new quarters of the world. competitive forces demand a new approach from our regulatory infrastructure. an increasingly competitive and global economy, nevada will be the pl