the charges stemrom an american mortgage banking company that the bank bought in 2007 just before the house in bubble burst. they had made thousands of loans to low-income home buyers. they insure those loans against defaults. government claims the lake and its subsidiary lied about quality of the loans insured. they sold the loans of at a profit leaving the government to cover the costs when the borrowers defaulted. they denied the charges and because of unreasonable and unfair. a letter the colts ultimately decide, it won't improve the battered image in the u.s.. many homes are not occupied because the owners were evicted with a defaulted. they are already dealing with lawsuits relating to those evictions. >> shares took a hit on the stock exange with the ne emerged. who saw this wrap the of tuesday's trading there. >> it was thought that the financial crisis is over. this mortgage fraud lawsuit against them in the u.s. means a very negative surprise. shares tumbled here and they lost a to 3% the market in general stop the rally. there was profit-king going on ter it headed higher e