well, one man who's seen an opportunity in this change is sten saar.iveroo, he realised a need for an insurance product tailored to gig workers. sten saar, ceo and co—founder, zego. how does it work? so, a driver signs up how does it work? so, a driver signs up with uber, deliveroo, many of those companies, then they sign up with zego. then we link those accounts. every time they say they are ready for work we start the insurance. when they say they are going home it stops the insurance. we make sure that they are insured for the period they are working. it's a bit like a metre running on a taxi in terms of how much it costs. exactly. we start from as low as 55p an hourand exactly. we start from as low as 55p an hour and someone who decides to work five hours a week instead of full time, now they can do so. that is critical for the economy workers because they just couldn't afford the insurance they have to have to do thejob. the insurance they have to have to do the job. annual insurance is £1500 a year and if they want to only work 5—10 hours a week,