charity watch is an independent charity watchdog organization, and stepahnie kalivas is an analyst. why don't you tell us, typically, what's the range for what a dollar turns into once it's contributed by somebody. - sure. the range can be anywhere from very efficient - over 90% of every dollar - to extremely inefficient - 20-30%. - wow. - or lower. - how about some of the well- known charities that are contributing right down to oklahoma relief? - sure. there's two charities that are extremely efficient responding right now in oklahoma. the american red cross is giving about 91% of every dollar, and an organization, save the children, is also responding there, and they're giving 91% of every dollar. there are a couple additional charities: the salvation army, they are at about 77% of every dollar, and habitat for humanity at about 79% of every dollar going to those programs and services. - the jimmy carter organization. so, if not 100% is going, where is the difference going? - the difference is going to things such as fund-raising and administrative costs. these are important cost