cooper to the bluetooth headset, where the next frontier lies. makers," ont bloomberg television. 10:00 in new york city, i have erik schatzker. >> i am stephanie ruhle, the last day you and i are both here they fear we had to europe. we had to europe. earnings season, the parade continues, goldman sachs and citigroup. as usual.e winner scarlet fu has been keeping tabs. citi had industry's first big mess. 82 senselessly adjusted earnings per share, below the consensus and fell short of lowest estimates. revenues missed the mark, following versus last year and a third quarter. on trading was down 15% versus last year compared with flat at his peers. is losing market share to peers. guggenheim said citigroup depends more on fixed income currencies, commodities, trading and other money center banks. investment banking was relatively weak, so far, we have been hearing about banks having higher fees because of dealmaking and ipos, at citi it was flat. conference call highlights, what they said was that the business was flat and the fourth quarter, low interest-rate environment was a drag on results. legal costs will remain elevated at citigroup, even afte