in fact, ernst and young presented the arbitration clause in an email long after this employee, stephen morris, as his name, had been hired and he had to consent as a condition of continued employment. in other words, he was told, if you show up to work, the next day going forward, you agree to submit your disputes to arbitration. and according to a certain kind of classical economic theory that's very popular among the judiciary, but completely with real life. at that point, stephen morris had the ability renegotiate his agreement or or press for better. but in reality, as most of you know, what he really had to do was the only choice is to show up to work the next day because he had to pay a mortgage and pay for elder care and child care and so on. so things have to be this way. a better model would admit that coercion is inevitable in all human affairs, least in market activity. it would recognize that unchecked private coercion makes a mockery of our democratic ideals, and it would insist such coercion be ameliorated by more robust political give and take between the asset rich few and the