steve falk, president of the chamber of commerce. the chamber of commerce really is not the enemy here. you turn to what is considered the most progressive chamber of commerce in the country when you need help with pension reform, when you need help designing the health care ordinance to begin with, when you need help with school bonds, when you need help with street bonds and even a sales tax increase. i can tell you there's not another chamber of commerce anywhere close to us that would be supporting all of these issues. i was on the stage with tom ammiano in labor when we introduced healthy san francisco. so i resent a little bit the implication that we're the enemy. we were part of the solution from the very start. we do have a loophole and supervisor campos, you said it very clearly, today this week, next week, are defining moments because you have to decide whether we need a sledgehammer to close the loophole and tie up tens of millions of dollars or can we sit down and find a mechanism to create a minimum balance, create the s