the mortgage bankers associations steve o'connor fears the new requirements will make it even harder to get a loan. >> we don't want the pendulum to swing too far because that runs the risk of destabilizing the housing sector, which obviously creates risk for the economic recovery. >> reporter: regulators argue the new requirement is actually not that new. before the housing bubble gave birth to all those exotic mortgages, 20% down was fairly standard. darren gersh, "nightly business report," washington. >> tom: here are the stories in tonight's "n.b.r. newswheel." stocks moved higher; the dow rose 9 points, the nasdaq was up 11, and the s&p 500 gained two. big board trading volume tapered off from yesterday's pace to about one billion shares while nasdaq volume fell below two billion shares. it was another spike in oil prices. april crude futures surged almost 3% to $102.23 a barrel on new fighting in libya. it's oil's highest close in more than two years. and president obama signed a two-week stop-gap funding measure into law. it keeps the federal government running. he urged repub