gerri: saving people from themselves, that's what obama's former car czar, steve ratner, says he wantsaving the government, the federal government force young people to save for retirement. got a young person here tonight to see what he thinks of this idea, charlie kirk, founder and executive director of turning point usa. charlie, do you think the government should force young people to save? >> no, this is totally ridiculous. and if you look at ratner's article, he wants to get young people to save for the future, but what he doesn't analyze is why young people aren't saving. the metrics are correct, they're not saving, it's because they're too worried about surviving in this economy. they don't have the disposable income to save a 401(k)-type platform, and to say that we should pass a bill that 9% of the income of millennials should now go towards some oligarchic type of 401(k) system is ridiculous, and to say he could save us from ourselves is totally preposterous. gerri: okay. so let's look at the metrics, you mentioned them. workers under 25, 43% are saying they contribute 4.3% o