i think if there is variability, then steve roe is probably the right guy to be mentioning it because he's got a sort of lifetime of managing these ups and downs and knows how to run a pretty tight ship. >> and just before we go, what's your top pick in the sector currently? >> currently it's marks & spencers, on the basis i think he's going to do a cracking job over the next two years. i think it's one i particularly like at the moment. >> what's your price target? >> 550. >> okay. thank you, tony. >>> shifting the focus now to fintech. blythe masters is best known for helping credit default swaps at jpmorgan. those instruments which featured very prominently in the financial crisis to say the least. now she's pioneering a new product with the potential to change wall street all over again, as she says. i caught up with her at money 2020 and asked about the big banks interest specifically. >> your average financial institution will be trying to squeeds in any given year 5% or 10% out of its cost base to reinvest in new technologies in order to grow for the future. in an environment w

roe: i rise today to recognize the appalachian service product, food city and others in building a home for colleen and steve treadway in bristol, tennessee. they first applied for the home repair program to make a home for their newly adopted children. when they heard the story, they decided to do more than just renovations. the bristol motor speedway and others built the new home at 60 hours at no cost to the family. this new three bedroom house will give them a better home to care for their children and grow. i'm proud to recognize a.s.p. and the president and the bristol motor speedway, food city and countless volunteers for their kindness and generosity towards the treadway family and our community. i yield back. the speaker pro tempore: the gentleman yields back the balance of his time. for what purpose does the gentlewoman from california seek recognition? >> permission to address the house and revise and extend my remarks. the speaker pro tempore: without objection, so ordered. 41st ommemorate the anniversary of the fall of saigon. ms. sanchez: we must remember our fallen soldiers, american veterans