i can't remember her name off the top of my head but somebody had the paper, steve wozniak had a paper that showed that restricted use of drug testing, employment goes down. if you encourage drug testing, minority employment goes up. i don't mean that we should allow all these uses, there may be some expected purposes but that we should recognize that our expressive purposes has real costs that are opposed to what we think we are expressing or at least encourage. these are all working papers and empirical studies, they never proofing for certain, we do the best we can and in addition there are real benefits to help people that we may want to help been using credit reports and employment. i have a study that i could be drafting right now what i'm working with two of my colleagues in our department that seems to show that if you put these laws in place, people who had trouble making the payment in proxy for bad credit, people who missed payment forutility payments, their employment goes up . consistent with a study of some people in sweden and one of the studies that shows arms to minori