steven eisman in this hour. good morning, everyone, bloomberg surveillance, from new york, from london. mr. biden out with announcement at 5:00 a.m. as well. and a reassessment of where we are in this pandemic. we have been distracted the last number of weeks or so, and i really get the feeling, francine, today is sort of the day of reassessment, with 400,000 deaths in america and what is to be done next. francine: reassessment, trying to accelerate, and you are trying to vaccinate a large number of the population at the time when infections are going up as well, tom, but it was quite sobering listening to dr. anthony fauci saying how this biden administration will be different from the previous one. i was really excited for you because i know you got the vaccine yesterday. i think it was yesterday in the morning. how was it? tom: it was real interesting and there were some real surprises as well. this is his contribution to new york university, the founder of home depot, and this incredible video done secretly