strunk convinced banks that they should allow customers to overdraw their accounts and charge them a fee to do it. what you saw 20 years ago... >> right. >> bergman: ...was that people were writing checks. if they bounced, they would often have to pay more than one fee to the bank? >> oh, absolutely. >> bergman: plus to the retailer. >> plus late fees. so, i'm saving them the $30 or $40 merchant fee and the late fees and let alone the embarrassment of it. you know, it's not a nice thing to go home to your wife and tell her that, "well, they bounced my check." >> bergman: and strunk took it a step further by convincing clients to make the checking accounts "free" to entice more customers. but was it really free? >> sure. no service charge, no nothing. no maintenance fees, nothing. there was no charge whatsoever on the account. >> bergman: except overdraft fees. >> that's not in the fee schedule. that's a separate fee. >> bergman: but is that what, in the end, would pay for the free checking? >> yes. >> bergman: the fees from that? >> it would. the two best marketing words in the unite

the number of adults under the age of 25 lacking health insurance has strunk b shrunk by 2.5 million people. it's making a big difference with parents of adult children who can now be covered until age 26. the health care law's main push to cover the uninsured doesn't take effect until 2014, but the young adults provision was implemented last fall. >>> newt gingrich may be leading the polls among republican primary candidates but in hypothetical matchups against president obama, voters are favoring mitt romney. when running against president obama, romney is two points behind the president, gingrich 11 points behind. >> people are coming to the conclusion increasingly that i'm the person with the experience and the temperament and capacity to actually lead america and to defeat president obama. >> romney also took a stab at gingrich calling him zany. meanwhile, ron paul is campaigning in new hampshire and possibly gaining steam. one poll shows paul just one point behind gingrich in iowa and three points in new hampshire. >>> welcome home the words from president obama in ft. bragg, n