i've always felt that if henry aaron and stuart butler and jim cooper at it and all those guys could get together and agree to take that on we would actually be far ahead of where we are now. i remember talking with ryan to make the comet that the heritage proposal to establish a national tax credit system was, in fact, the most progressive agenda ever offered during that period of time, in the early '90s. the thing is that the power of organized opposition to this kind of a change has created an awful lot of problems to the point where we ended up with the affordable care act, largely because people who lost their jobs, change jobs, did not have health insurance. they had to buy the health insurance with after-tax dollars on an individual market that was, in fact, not functioning. as you know from the economic literature, if you buy health insurance without tax relief on an individual market basis, you can be anywhere between 25-50% more for the same package of benefits that you would've gotten at the place of work. i believe that sometime at someplace somewhere -- sounds like wests