joining us for more perspective is stuart richardson. he is chief investment officer at rng wealth management. welcome to the show. we will get to tech stocks in the moment. what was your take away from janet yellen yesterday? >> her personal view is that you can keep policy very slim for a very long time. i think the fomc is getting more divided. some of the regional governors have gone on record saying they think the policy is too easy and we need to think more about raising rates quicker. really the market doesn't want to see this. it is a bit worried that yellen is going to move a bit more in line with regional governors and policy will be tightened quicker. she doesn't want to upset the markets but she may not have full control. >> when you look at some of these forecasts, the dispersion is so wide. south of 1%, north of 4%, there is no consensus at all. it would be a push to say she did a carnet yesterday but it is more measured. she started to introduce a little bit of uncertainty on both sides of the debate. if the labor market c