. >>> this weeks's your biz selfie scott of sudbury, makes apps that track business mileage and expensesd be useful for some of you out there. we want to see yours. take a selfie of you and your business and send it to yourbusiness@msnbc.com or tweet it to @msnbc@msnbcyourbiz. >>> time to answer some of your business questions. let's get our board of directors in here to help us out. brad harrison is founder and managing partner of scout ventures and heather thompson founder of the fashion brand yummy by heather thompson. if she looks familiar because she's one of the "real housewives of new york city." thanks for being here. >> thanks j.j. >> the first question is about credit. >> if you're preprofitable what is the best route to get lines of credit for your business. >> brad you are steeped in funding. >> we were talking how hard it is to get credit in today's market and for most businesses especially one that has inventory or purchase orders a lot of times the way to do that is from some level of factoring, where you actually go you show what your sales are going to be and go out ther