. >> this cob sumer expert says the extra shopping time means retailers won't be showing their full handre will be more and in many cases, better deals to come as we creep closer to christmas. >> they have a lot of field time. so mystery best deals may come later. >> consumers need to be ready. >> have a list, know what you want. if there is scarcity with the item, grap it when the deal is good. otherwise, you might wait it out. >> if you are shopping from your computer, keep this date in monday, monday, december 17, free shipping day online. another retail expert says the best deals on electronics come earlier, as for clothes, think of it as the store would, if you have big sweaters still in stock as christmas draws near, you will keep cutting. winter apparel's the last thing you want in the inventory after the holidays, so deals can be had. >> always appreciate yourviates, year round. >> thank you. >> shannon: stress is high around the holidays and financial burdens generally play a role. so with the fiscal cliff looming, you may be feeling the financial stress more than ever. how to c