insurance company when you simply tell them this is a bill you must submit to my insurance company or sumi and -- or sue me and win a judgment against me. this has worked for four years." another that says, "i received a surprise medical bill, not covered by medicare or medicaid. many are not covered by your insurance." and one last tweet that says "surprise medical bills, large and small, are a natural side effect of the pin ammonium caused by the pandemic -- of the pandemonium caused by the pandemic. medical bankruptcy numbers are part of the story." we want to know what you are seeing. let's talk to dr. doshi, calling from lexington, mississippi. caller: thank you for taking my call. this whole system is so complicated and intertwined that people who don't have time and resources are bombarded with the phone calls, letters, and after the tests are done, the bills. say, for example, i was otherwise fine, zero problems. i had some checkups done. they sent a bill, i told him to call the insurance company. out of $5,000, they sent me a bill of thousands. i called me and they called the insu