sungard is the perfect strategic fit for us.t brings our capabilities in making payments and brings as an extensive experience in capital markets, wealth management, asset management. clientelling dot com and base. david: talk about the timing of the deal. sungard was held by private equity for a long while. how different is this company from what it looks like in 2005? gary: we have seen a tremendous turnaround in this company. they did a spin out that was tax-free. they have been a very nice job. they have been investing in their products over the last several years, investing in a sales force. we have seen consistent recovery in their sales. we think it is a natural fit for fis. david: you are going to repay some of its debt. gary: our balance sheet is important to us. we absolutely, over the next two years, will focus on paying down the debt very rapidly. we will get into a comfortable ratio, around 2.5 times him and a leverage ratio. we will be pretty focused on that. david: what does the future of this sector look like to